Being an entrepreneur is a calling! It can be the best job in the world, but also one of the most demanding! <\/p>\n\n
Many companies have vehicles to insure, but the insurance process is not always easy. We understand that insuring a commercial fleet is a big task. <\/p>\n\n
C’est encore plus compliqu\u00e9 si un de vos employ\u00e9s, ou vous-m\u00eame, avez commis un d\u00e9lit par le pass\u00e9. Si vous poss\u00e9dez un dossier criminel, vous aurez probablement de la difficult\u00e9 \u00e0 assurer vos v\u00e9hicules commerciaux<\/a>.<\/p>\n\n We can help you! Assurances Multi-Risques does not judge; we are professionals and want to give you all the tools you need to make insurance easier. We insure your vehicles so that you can continue to run your business without hassle or unpleasant surprises! <\/p>\n\n First, you must disclose to your auto insurer if you or any of your employees have a criminal record. If you fail to disclose this information, the insurer may refuse to pay you in the event of a claim. <\/p>\n\n L\u2019assureur invoquera les articles 2466 et 2467 du Code civil du Qu\u00e9bec<\/a>. Cela signifie qu\u2019un assur\u00e9 est tenu de d\u00e9clarer toute situation qui augmente le risque pour un assureur. Dans le monde de l\u2019assurance, les experts parlent d\u2019aggravation de risques.<\/a><\/p>\n\n When we communicate with contractors, we seek to learn about the profile of their employees. Contractors often tell us that they feel uncomfortable conducting multiple checks on their employees. <\/p>\n\n As insurance professionals and entrepreneurs, we make it our duty to advise you properly. We take the time to explain the risks associated with a criminal record. This can affect not only your auto insurance, but also the success of your business. It is important to fully understand these issues in order to better protect yourself. <\/p>\n\n That’s why we recommend that you always check your employees’ criminal records before hiring them. It’s a great way to get to know who you’re hiring. <\/p>\n\n In addition, we strongly recommend that you request a future employee’s file from the Soci\u00e9t\u00e9 de l’assurance automobile du Qu\u00e9bec. This is especially necessary if you wish to hire someone in the delivery field. <\/p>\n\n Keep in mind that an employee who behaves recklessly or carelessly can also give you very bad publicity. All this in addition to increasing the risk of accidents and therefore claims. Moreover, making a claim may not work if the insurer has not been notified. <\/p>\n\nAn employee with a criminal record<\/h2>\n\n
Tip for declaring everything to the insurer<\/h2>\n\n
Request records upon hiring<\/h3>\n\n
How can you insure an employee with a criminal record in your vehicle fleet?<\/h2>\n\n