It is perfectly normal to want to help those we love. When a loved one or family member is going through financial difficulties, we may want to help them. We may want to help our loved ones who are experiencing financial hardship. <\/p>\n\n
Une situation de pr\u00eate-nom se produit quand quelqu’un poss\u00e8de une voiture, mais ne la conduit pas r\u00e9guli\u00e8rement. Dans cet article, Assurances Multi-Risques d\u00e9sire vous conscientiser et vous informer afin de vous \u00e9viter des probl\u00e8mes d\u2019assurance automobile<\/a>.<\/p>\n\n There are several possible situations where someone might lend their name for a vehicle. For example, ex-spouses who help each other out for the sake of their children. A person who cannot pay for the car in full and whose seller keeps the registration in their name for protection. Friends who agree not to change the names on the paperwork to avoid paying taxes at the registration office is another typical situation. <\/p>\n\n Les assureurs sont r\u00e9ticents \u00e0 assurer un v\u00e9hicule en pr\u00eate-nom puisque \u00e7a pourrait cacher une situation mon\u00e9taire difficile. C’est une situation qui augmente le risque de r\u00e9clamation<\/a> du point de vue de l’assureur automobile.<\/p>\n\n Insurers also want to avoid problems when a claim is made. The vehicle owner and the driver may be at loggerheads, which can greatly hinder cooperation. <\/p>\n\n In the event of a claim, it is not the driver who reimburses the owner for the vehicle that will receive the compensation. The insurer will send the check to the official owner of the vehicle. This situation can be frustrating for the driver, who will not receive any compensation. This is simply because they have no insurable interest in the damaged property. <\/p>\n\n The insurer does not want to deal with this type of delicate and complicated situation. This is partly why it does not want to insure vehicles registered under a nominee. <\/p>\n\n We should also add that insurers believe that drivers may be less careful with property if they know they do not own it. In the event of a claim, the settlement will be negotiated between the owner and the claims adjuster. <\/p>\n\n Il est possible que le conducteur ne partage pas certaines informations au propri\u00e9taire. Cela peut mener \u00e0 des situations graves, comme des refus de r\u00e9clamations par l’assureur en cas de sinistre. Si des changements importants sur le v\u00e9hicule ou sur son utilisation s’op\u00e8rent, l\u2019assureur automobile peut invoquer une aggravation des risques.<\/a><\/p>\n\n The insurer, wishing to avoid this type of complication, will refuse from the outset to insure a vehicle that is being used as a front.<\/p>\n\n Are you in this situation and having trouble getting insurance?<\/p>\n\n Assurances Multi-Risques recommends not lying in order to obtain car insurance. If you have an accident and you lie, you may not be compensated. <\/p>\n\n We strongly recommend that you contact an independent insurance broker who specializes in insurance for loaner vehicles. Take the time to explain your situation. <\/p>\n\n A broker understands your situation and can insure your vehicle with an auto insurer that accepts your circumstances. This way, you’ll avoid unpleasant surprises in the event of a claim! <\/p>\n","protected":false},"excerpt":{"rendered":"Our nominee vehicle insurance brokers will help you find an insurer who will agree to insure you!","protected":false},"featured_media":7690,"template":"","cke_assurances_tax":[33],"cke_assurances_types":[65,67],"cke_post_display":[102],"class_list":["post-8887","cke_blogue","type-cke_blogue","status-publish","has-post-thumbnail","hentry","cke_assurances_tax-problemes-assurances-particuliers","cke_assurances_types-personal","cke_assurances_types-vehicle","cke_post_display-produit"],"acf":[],"mb":[],"mfb_rest_fields":["title"],"_links":{"self":[{"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/cke_blogue\/8887","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/cke_blogue"}],"about":[{"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/types\/cke_blogue"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/media\/7690"}],"wp:attachment":[{"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/media?parent=8887"}],"wp:term":[{"taxonomy":"cke_assurances_tax","embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/cke_assurances_tax?post=8887"},{"taxonomy":"cke_assurances_types","embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/cke_assurances_types?post=8887"},{"taxonomy":"cke_post_display","embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/cke_post_display?post=8887"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}What is a nominee situation for a car insurer?<\/h2>\n\n
Why does the auto insurer refuse to insure vehicles registered under a nominee?<\/h2>\n\n
Auto insurance claims<\/h3>\n\n
How do I insure a vehicle registered under someone else’s name?<\/h2>\n\n