{"id":8897,"date":"2019-03-18T11:55:10","date_gmt":"2019-03-18T15:55:10","guid":{"rendered":"https:\/\/multi-risques.com\/trucs-et-conseils\/insuring-your-electrical-vehicle-a-few-tips\/"},"modified":"2026-04-03T14:34:15","modified_gmt":"2026-04-03T18:34:15","slug":"insuring-your-electrical-vehicle-a-few-tips","status":"publish","type":"cke_blogue","link":"https:\/\/multi-risques.com\/en\/tips-and-advice\/insuring-your-electrical-vehicle-a-few-tips\/","title":{"rendered":"Insuring your electrical vehicle: A few tips"},"content":{"rendered":"\n<p class=\"is-style-subtitle is-style-subtitle--1\">One of Quebec&#8217;s greatest assets is undoubtedly our hydroelectricity. Renewable and reliable, it has less impact on the environment than most other energy sources. In our province, electric cars are therefore a good way to reduce our environmental impact. They are also becoming increasingly popular on our roads. In this article, Assurances Multi-Risques would like to give you some insurance tips for electric vehicles to help you avoid any problems in the event of a claim.    <\/p>\n\n<h2 class=\"wp-block-heading\">How to insure your electric vehicle?<\/h2>\n\n<p>In Quebec, the auto insurance policy known as FPQ1 (Formule des propri\u00e9taires du Qu\u00e9bec) is the same for all insurers. What varies from one insurance company to another are the options\u2014commonly referred to as &#8220;riders&#8221; in the insurance industry\u2014that can be added to your auto insurance policy. <\/p>\n\n<p>Ainsi, afin de bien assurer votre v\u00e9hicule \u00e9lectrique, vous devez le doter d\u2019une protection d\u2019assurance \u00ab\u00a0de base \u00bb, exactement comme vous l\u2019auriez fait avec votre voiture \u00e0 essence. Car l\u2019\u00e9nergie utilis\u00e9e pour faire rouler votre voiture n\u2019a pas d\u2019impact sur vos protections! Pour en savoir plus sur l\u2019assurance automobile au Qu\u00e9bec, nous vous invitons \u00e0 consulter notre <strong><a href=\"https:\/\/multi-risques.com\/particuliers\/vehicules\/auto\/\" target=\"_blank\" rel=\"noreferrer noopener\">pr\u00e9c\u00e9dent article sur le sujet<\/a><\/strong>.<\/p>\n\n<h3 class=\"wp-block-heading\">Some insurance tips for your electric vehicle<\/h3>\n\n<p>To get the best possible protection for your electric car, here are a few tips:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>Choose an insurance product that includes vehicle rental in the event of an at-fault accident. Also, make sure that the amount for renting a vehicle is high enough, since repairs to electric vehicles sometimes take longer than repairs to gasoline-powered vehicles. You may therefore end up driving the rental vehicle for longer, which will increase the amount of your claim.  <\/li>\n\n\n\n<li>If you have to drive a rental vehicle that is not electric, keep your gas receipts and check with your auto insurer to see if they cover these costs, as this may vary from one insurer to another.<\/li>\n\n\n\n<li>Veillez \u00e0 ce que votre assureur poss\u00e8de une bonne connaissance des v\u00e9hicules \u00e9lectriques. Cela vous \u00e9vitera probablement des petits soucis en cas de r\u00e9clamation! Voici d\u2019ailleurs un pr\u00e9c\u00e9dent article qui aborde<strong> <a href=\"https:\/\/multi-risques.com\/trucs-et-conseils\/assurance-automobile-voitures-electriques-particularites\/\" target=\"_blank\" rel=\"noreferrer noopener\">les avantages de faire affaire avec un connaisseur<\/a><\/strong>. Pour ce faire, nous vous conseillons de contacter un courtier d\u2019assurance ind\u00e9pendant qui peut magasiner pour vous aupr\u00e8s de plusieurs compagnies d\u2019assurance afin de vous d\u00e9nicher un assureur automobile qui poss\u00e8de une bonne connaissance des v\u00e9hicules \u00e9lectriques.<\/li>\n\n\n\n<li>Et finalement, obtenez quelques astuces pour faire diminuer votre prime d\u2019assurance automobile en lisant <a href=\"https:\/\/multi-risques.com\/trucs-et-conseils\/comment-diminuer-votre-prime-auto\/\">notre pr\u00e9c\u00e9dent article sur le sujet<\/a>.<\/li>\n<\/ul>\n\n<p>En conclusion, poss\u00e9dez un v\u00e9hicule \u00e9lectrique plut\u00f4t qu\u2019\u00e0 essence n\u2019a pas un grand impact sur votre contrat d\u2019assurance automobile. C\u2019est sur le plan du choix de votre assureur que tout se joue. Il faut choisir judicieusement! Votre assureur a-t-il une bonne connaissance de la r\u00e9alit\u00e9 des propri\u00e9taires de voiture \u00e9lectrique? Leur offre-t-il des rabais exclusifs? Vous remboursera-t-il les frais d\u2019essence si vous devez rouler dans une voiture de location \u00e0 essence? Si vous devez faire r\u00e9parer votre voiture dans un garage sp\u00e9cialis\u00e9 \u00e0 l\u2019ext\u00e9rieur de la ville, acceptera-t-il de vous d\u00e9dommager? Voil\u00e0 des facteurs qui jouent dans la balance&#8230; Pour \u00eatre certain de faire un bon choix, <a href=\"https:\/\/multi-risques.com\/contact\/\">contactez un courtier d\u2019assurance ind\u00e9pendant<\/a> qui fait affaire avec plusieurs compagnies d\u2019assurance. En un appel, il pourra vous proposer les soumissions de plusieurs assureurs et vous guider dans votre choix.<\/p>\n","protected":false},"excerpt":{"rendered":"Which auto insurance should you choose for your electric vehicle? Contact a broker specializing in electric vehicles for a quote! 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