{"id":14912,"date":"2023-03-14T21:05:25","date_gmt":"2023-03-15T01:05:25","guid":{"rendered":"https:\/\/multi-risques.com\/assurances\/manufacturers-and-wholesalers\/"},"modified":"2025-10-22T10:22:41","modified_gmt":"2025-10-22T14:22:41","slug":"manufacturers-and-wholesalers","status":"publish","type":"page","link":"https:\/\/multi-risques.com\/en\/business\/activity-sectors\/manufacturers-and-wholesalers\/","title":{"rendered":"Manufacturers and wholesalers"},"content":{"rendered":"\n<header class=\"wp-block-cover alignfull has-white-color has-text-color has-link-color wp-elements-84934fdf46cc247134a474423860e13f\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\"><\/span><img decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-manufacturiers-1200x800.jpg\" class=\"wp-block-cover__image-background wp-post-image\" alt=\"\" data-object-fit=\"cover\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-manufacturiers-1200x800.jpg 1200w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-manufacturiers-720x480.jpg 720w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-manufacturiers-768x512.jpg 768w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-manufacturiers-1536x1024.jpg 1536w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-manufacturiers-2048x1365.jpg 2048w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-manufacturiers-1920x1280.jpg 1920w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-manufacturiers-1680x1120.jpg 1680w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-manufacturiers-1440x960.jpg 1440w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-manufacturiers-960x640.jpg 960w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-manufacturiers-480x320.jpg 480w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-manufacturiers-240x160.jpg 240w\" sizes=\"(max-width: 1200px) 100vw, 1200px\"><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-group alignwide has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-54099046 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-vert-fonce-background-color has-background has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-8167a653 wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--6);margin-bottom:var(--wp--preset--spacing--6);padding-top:var(--wp--preset--spacing--3);padding-right:var(--wp--preset--spacing--3);padding-bottom:var(--wp--preset--spacing--3);padding-left:var(--wp--preset--spacing--3)\"><div class=\"taxonomy-cke_assurances_types is-style-label is-style-label--1 wp-block-post-terms\"><a href=\"https:\/\/multi-risques.com\/en\/business\/activity-sectors\/\" rel=\"tag\">Insurance by sector<\/a><\/div>\n\n<h1 class=\"wp-block-post-title\">Manufacturers and wholesalers<\/h1>\n\n\n<p class=\"is-style-subtitle is-style-subtitle--2\">Manufacturer and wholesaler insurance covers the entirety of your business, from building to contents (in other words, your merchandise!). At AMR, our brokers know and understand your line of business. It\u2019s almost as if we are there with you as you produce or display your products!  <\/p>\n\n\n\n<p>And that matters: our team of independent insurance brokers can advise you on the coverage that makes sense for your industry. Taking risks is not an option! <\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/quote\/insurance-quotes-for-businesses\/\">Get a quote<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/header>\n\n\n\n<section class=\"wp-block-group alignfull has-gris-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--6);padding-bottom:var(--wp--preset--spacing--6)\">\n<p class=\"has-vert-fonce-color has-text-color has-link-color has-x-large-font-size wp-elements-aaf9d46acdf1cf64da817142e8426ac2\">Manufacturer and wholesaler insurance is intended for managers of factories that perform industrial recycling and processing, do advanced manufacturing, produce metal, plastic or rubber products, and so on.<\/p>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignwide query_section has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--10);margin-bottom:var(--wp--preset--spacing--10)\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-7c497a14 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\n<header class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading is-style-small-mark is-style-small-mark--3\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">Types of <\/mark>coverage and options<\/h2>\n\n\n\n<p class=\"is-style-subtitle is-style-subtitle--4\">Multiple coverages tailored to your situation.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/contact-us\/\">Contact Us<\/a><\/div>\n<\/div>\n<\/header>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<section class=\"wp-block-query alignwide accordeons is-layout-flow wp-block-query-is-layout-flow\"><ul class=\"accordeons wp-block-post-template is-layout-flow wp-block-post-template-is-layout-flow\"><li class=\"wp-block-post post-9852 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-manufacturiers cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Proportional rule<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>The cost of materials has skyrocketed in recent years. Therefore, it is important to use the services of a chartered appraiser. He will help you determine the right amount of insurance for your building, contents and equipment. Most business insurers use the proportional rule clause in their policies. This clause requires you to insure your commercial assets or building for a minimum of 80%, 90% or even up to 100% of their replacement cost.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9851 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-agricole cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-detaillants cke_assurances_tax-entrepreneur-general cke_assurances_tax-garage-automobile cke_assurances_tax-immobilier cke_assurances_tax-manufacturiers cke_assurances_tax-osbl cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-restauration cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Civil liability<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>No matter the services you offer, the products you sell or the location of your business, we can cover your civil liability. Civil liability protection follows you step by step and protects you in the event of accidental damage to other people or their property. This coverage is your proof of solvency! This insurance will also protect you if an accident occurs on your company\u2019s premises or if damages are caused to the property of others.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9863 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-agricole cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-detaillants cke_assurances_tax-entrepreneur-general cke_assurances_tax-garage-automobile cke_assurances_tax-manufacturiers cke_assurances_tax-osbl cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-restauration cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Building and contents<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>In the event of damage caused by fire, theft, vandalism or any other risk, your building will be covered\u2014if, of course, you are the owner of the building. This protection can also include your company buildings, their contents, leasehold improvements (if you are the tenant of the space) and your computer equipment, as the case may be. It is important to be aware of the exclusions mentioned in the contract.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9857 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-agricole cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-detaillants cke_assurances_tax-entrepreneur-general cke_assurances_tax-garage-automobile cke_assurances_tax-immobilier cke_assurances_tax-manufacturiers cke_assurances_tax-osbl cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-restauration cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Operating loss<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>Operating loss insurance covers a decrease in revenue if you have to interrupt your operations or relocate due to an incident, such as a fire. This protection can also include additional costs that may be significant during an incident. This protection allows you to keep your earnings in place until your income returns to normal. Coverage is for 12 months, but it is possible to obtain 18 or 24 months of coverage. It is important to verify the number of months needed and the time frame for replacing your equipment.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9856 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-manufacturiers cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Global policy<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>This protection should be considered for all industries and companies that are active internationally. It is important to deal with an insurer that can cover your international activities. With online access, a growing number of companies have customers from all over the world. Therefore, it may be possible to have legal proceedings brought against you from outside of Canada. A global policy will cover these activities.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9862 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-manufacturiers cke_assurances_tax-detaillants cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Contingent business interruption<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>This coverage enables your company to remain in good financial health even if your most important supplier is suddenly unable to provide you with the products or materials you need following an incident.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9855 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-entrepreneur-general cke_assurances_tax-manufacturiers cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Pollution<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>Pollution insurance protects contractors against environmental damage caused to others or to an area.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9974 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-manufacturiers cke_assurances_tax-detaillants cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Product recall<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>This protection covers the cost of recalling a product that would be harmful to consumers.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9975 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-manufacturiers cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Transportation of goods<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>Insurance for the transportation of goods that covers damage to cargo while in transit by sea, land or air.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-15704 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-entrepreneur-general cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-manufacturiers cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Professional liability<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>Known by two names, Professional Liability and Errors and Omissions, this protection covers you when an error occurs in the performance of a task in the course of your work.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/business\/products-and-solutions-business\/errors-and-omissions-insurance\/\">Learn more<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-15703 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-immobilier cke_assurances_tax-manufacturiers cke_assurances_tax-osbl cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Directors and officers liability insurance<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>Did you know that since the new Law 141 came into effect, directors and officers insurance is mandatory for unions? Whether you are a condominium association or a company with various shareholders, AMR has the right insurance product for your needs. Directors and officers insurance protects your assets and those of your company, union, or organization.<\/p>\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/entreprises\/produits-solutions-entreprises\/assurance-admistrateurs-et-dirigeants\/\">Learn more<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-15706 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-admistrateurs-et-dirigeants cke_assurances_tax-agricole cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-detaillants cke_assurances_tax-entrepreneur-general cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-garage-automobile cke_assurances_tax-immobilier cke_assurances_tax-manufacturiers cke_assurances_tax-osbl cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-restauration cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Commercial vehicle<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>Commercial vehicle insurance is determined by how you use your vehicle(s). Our protections are suitable for all types of commercial vehicles, ranging from a fleet of trucks or cars to a single vehicle used for your company or for your personal use.<\/p>\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/business\/products-and-solutions-business\/commercial-vehicle\/\">Learn more<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-15705 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-agricole cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-detaillants cke_assurances_tax-entrepreneur-general cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-garage-automobile cke_assurances_tax-immobilier cke_assurances_tax-manufacturiers cke_assurances_tax-osbl cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-restauration cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Cybersecurity<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>Cybersecurity protection protects you from the consequences of theft, hacking, or data loss. This protection may cover information theft, such as payroll fraud or attempted fraud. Cybersecurity protection is now important in all lines of business.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/business\/products-and-solutions-business\/cybersecurity\/\">Learn more<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><\/ul><\/section>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignfull query_section has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--10);margin-bottom:var(--wp--preset--spacing--10)\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-7c497a14 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\n<header class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"225\" height=\"225\" sizes=\"(max-width: min(60rem, 225px)) 100vw, min(60rem, 225px)\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/unnamed-file.png\" alt=\"\" class=\"wp-image-11235\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/unnamed-file.png 225w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/unnamed-file-120x120.png 120w\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading is-style-small-mark is-style-small-mark--5\">Think about it!<\/h2>\n\n\n\n<p class=\"is-style-subtitle is-style-subtitle--6\">Our independent brokers are insurance experts. But that\u2019s not all!<\/p>\n\n\n\n<p>Our team of independent insurance brokers doesn\u2019t copy and paste coverage from one industry to another. AMR has experts for each line of business that we insure and is committed to providing coverage tailored to your activities.<\/p>\n<\/header>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-bottom is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-medium-large-font-size\">It is important to know the value of your equipment, merchandise and office content. In the manufacturing sector, these costs can increase very quickly. <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"has-medium-large-font-size\">There is protection to cover your production machines and the potential breakdowns that may occur. It is important to know the value and scarcity of your production machines and how long it would take for them to be delivered in the event of a breakdown. <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"has-medium-large-font-size\">Cybersecurity insurance protects you from the consequences of theft, hacking or data loss. This protection is important for manufacturers Cyberattacks can impact your online sales or internal computer systems, as well as your clients\u2019 or suppliers\u2019 sensitive data.  <\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-left is-layout-flex wp-container-core-buttons-is-layout-fc4fd283 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/business\/products-and-solutions-business\/cybersecurity\/\">Learn more<\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"has-medium-large-font-size\">Operating loss coverage is very important for your line of business. It protects you in the event of an accident. You will be covered and will continue to receive an income until your usual revenue gets back to normal.  <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"has-medium-large-font-size\">Liability insurance is essential for your line of business. It is important to declare your sales outside Canada in order to have the right coverage. <\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"has-medium-large-font-size\">If you have a vehicle fleet, delivery vehicles or service vehicles, there are good products to cover your commercial vehicles.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-left is-layout-flex wp-container-core-buttons-is-layout-fc4fd283 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/business\/products-and-solutions-business\/commercial-vehicle\/\">Learn more<\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignwide query_section has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--10);margin-bottom:var(--wp--preset--spacing--10)\">\n<header class=\"wp-block-group alignwide has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-12dd3699 wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading alignwide has-text-align-left is-style-small-mark is-style-small-mark--7\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">Other <\/mark>option<\/h2>\n\n\n\n<p class=\"is-style-subtitle is-style-subtitle--8\">Enhance your insurance with these add-ons to your policy that offer you even more protection, for optimal coverage that can handle any situation. These protections are not always included in standard packages, so it&#8217;s best to check and make sure they are included in your contract!<\/p>\n<\/header>\n\n\n\n<section class=\"wp-block-query alignwide is-layout-flow wp-block-query-is-layout-flow\"><ul class=\"columns-3 wp-block-post-template is-layout-grid wp-container-core-post-template-is-layout-746bc461 wp-block-post-template-is-layout-grid\"><li class=\"wp-block-post post-9976 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-agricole cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-detaillants cke_assurances_tax-entrepreneur-general cke_assurances_tax-garage-automobile cke_assurances_tax-immobilier cke_assurances_tax-manufacturiers cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-autres\">\n\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-3e939421 wp-block-group-is-layout-constrained is-style-card-small--9\"><h3 style=\"font-style:normal;font-weight:700;\" class=\"has-link-color wp-elements-2e186c195176da4828f9f695418a1433 wp-block-post-title has-text-color has-jaune-color has-large-font-size\">New value\/replacement value<\/h3>\n\n<div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>This coverage allows you to replace your property that has been damaged without deduction for depreciation. The premium will be determined based on the new value. It is important to be aware of the exclusions mentioned in the contract.<\/p>\n<\/div><\/article>\n\n<\/li><li class=\"wp-block-post post-9997 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-detaillants cke_assurances_tax-entrepreneur-general cke_assurances_tax-garage-automobile cke_assurances_tax-manufacturiers cke_assurances_tax-osbl cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-restauration cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_types-sector cke_protections_types-autres\">\n\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-3e939421 wp-block-group-is-layout-constrained is-style-card-small--10\"><h3 style=\"font-style:normal;font-weight:700;\" class=\"has-link-color wp-elements-2e186c195176da4828f9f695418a1433 wp-block-post-title has-text-color has-jaune-color has-large-font-size\">Theft and embezzlement<\/h3>\n\n<div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>Theft and embezzlement coverage provides compensation if an employee steals from you.<\/p>\n<\/div><\/article>\n\n<\/li><li class=\"wp-block-post post-9847 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-agricole cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-detaillants cke_assurances_tax-entrepreneur-general cke_assurances_tax-garage-automobile cke_assurances_tax-immobilier cke_assurances_tax-manufacturiers cke_assurances_tax-osbl cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-restauration cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-autres\">\n\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-3e939421 wp-block-group-is-layout-constrained is-style-card-small--11\"><h3 style=\"font-style:normal;font-weight:700;\" class=\"has-link-color wp-elements-2e186c195176da4828f9f695418a1433 wp-block-post-title has-text-color has-jaune-color has-large-font-size\">Earthquake<\/h3>\n\n<div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>With this coverage, you will be protected in the event of an earthquake that damages your commercial building and its contents. This protection is becoming increasingly valuable in the face of climate change.<\/p>\n<\/div><\/article>\n\n<\/li><li class=\"wp-block-post post-9980 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-agricole cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-entrepreneur-general cke_assurances_tax-garage-automobile cke_assurances_tax-immobilier cke_assurances_tax-manufacturiers cke_assurances_tax-osbl cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-restauration cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-autres\">\n\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-3e939421 wp-block-group-is-layout-constrained is-style-card-small--12\"><h3 style=\"font-style:normal;font-weight:700;\" class=\"has-link-color wp-elements-2e186c195176da4828f9f695418a1433 wp-block-post-title has-text-color has-jaune-color has-large-font-size\">Water damage<\/h3>\n\n<div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>With this coverage, you will be protected in the event of water damage to your commercial building and its contents. It is important to be aware of the exclusions mentioned in the contract.<\/p>\n<\/div><\/article>\n\n<\/li><li class=\"wp-block-post post-9979 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-agricole cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-detaillants cke_assurances_tax-entrepreneur-general cke_assurances_tax-garage-automobile cke_assurances_tax-immobilier cke_assurances_tax-manufacturiers cke_assurances_tax-osbl cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-restauration cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-autres\">\n\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-3e939421 wp-block-group-is-layout-constrained is-style-card-small--13\"><h3 style=\"font-style:normal;font-weight:700;\" class=\"has-link-color wp-elements-2e186c195176da4828f9f695418a1433 wp-block-post-title has-text-color has-jaune-color has-large-font-size\">Flood<\/h3>\n\n<div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>With this coverage, you will be protected in the event of water flooding that damages your commercial building and its contents. It is important to be aware of the exclusions mentioned in the contract.<\/p>\n<\/div><\/article>\n\n<\/li><li class=\"wp-block-post post-9853 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-agricole cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-detaillants cke_assurances_tax-entrepreneur-general cke_assurances_tax-garage-automobile cke_assurances_tax-immobilier cke_assurances_tax-manufacturiers cke_assurances_tax-osbl cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-restauration cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-autres\">\n\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-3e939421 wp-block-group-is-layout-constrained is-style-card-small--14\"><h3 style=\"font-style:normal;font-weight:700;\" class=\"has-link-color wp-elements-2e186c195176da4828f9f695418a1433 wp-block-post-title has-text-color has-jaune-color has-large-font-size\">Sewer backup<\/h3>\n\n<div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>The name says it all! This protection covers you against sewer backup in your commercial building. The contents will be protected and you will be compensated for decontamination, building repairs and content replacement. It is important to be aware of the exclusions listed in the policy and to have high enough amounts to cover this type of expense.<\/p>\n<\/div><\/article>\n\n<\/li><li class=\"wp-block-post post-9978 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-detaillants cke_assurances_tax-entrepreneur-general cke_assurances_tax-garage-automobile cke_assurances_tax-immobilier cke_assurances_tax-manufacturiers cke_assurances_tax-osbl cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-restauration cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-autres\">\n\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-3e939421 wp-block-group-is-layout-constrained is-style-card-small--15\"><h3 style=\"font-style:normal;font-weight:700;\" class=\"has-link-color wp-elements-2e186c195176da4828f9f695418a1433 wp-block-post-title has-text-color has-jaune-color has-large-font-size\">Equipment breakdown<\/h3>\n\n<div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>With this type of insurance, your company will be protected against losses caused by equipment breakdown (heating, air conditioning, refrigeration, production or transformation machinery, electronic or electrical devices). It is important to be aware of the exclusions mentioned in the contract.<\/p>\n<\/div><\/article>\n\n<\/li><\/ul><\/section>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignfull query_section has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--10);margin-bottom:var(--wp--preset--spacing--10)\">\n<header class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--3);margin-bottom:var(--wp--preset--spacing--3)\">\n<h2 class=\"wp-block-heading has-text-align-center is-style-small-mark is-style-small-mark--16\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">Tips <\/mark>and advices<\/h2>\n<\/header>\n\n\n\n<div class=\"wp-block-query alignwide is-layout-flow wp-block-query-is-layout-flow\"><\/div>\n\n\n\n<footer class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--3)\">\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/tips-and-advice\/\">All our tips and advice<\/a><\/div>\n<\/div>\n<\/footer>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignfull is-block-gris has-gris-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-bottom:var(--wp--preset--spacing--6)\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-7c497a14 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<header class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-217c325c wp-block-group-is-layout-constrained wp-container-19 is-position-sticky\" style=\"padding-top:var(--wp--preset--spacing--10)\">\n<h2 class=\"wp-block-heading has-text-align-left is-style-small-mark is-style-small-mark--17\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">Why <\/mark> choose us?<\/h2>\n\n\n\n<p class=\"is-style-subtitle has-vert-color has-text-color has-link-color wp-elements-1d52a084d785e8cd19177105af632434 is-style-subtitle--18\">When you choose AMR Assurances Multi-Risques, you\u2019re opting for a team of insurance experts. More than just brokers, we are advisors who have your best interests at heart.<\/p>\n\n\n\n<p>Our primary mission is to represent you with various insurers and to offer you a product that meets your needs. And because life moves fast, we negotiate to get you the best insurance contract at the best quality-price ratio to guarantee you peace of mind.<\/p>\n\n\n\n<p class=\"has-vert-color has-text-color has-link-color has-x-large-font-size wp-elements-ff804ac050bafae5d687fb999a2d776e\" style=\"font-style:normal;font-weight:600\">Don&#8217;t wait any longer!<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/about-amr\/why-amr\/\">Discover the power of our brokers<\/a><\/div>\n<\/div>\n<\/header>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:var(--wp--preset--spacing--10);flex-basis:50%\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-d3fb7d05 wp-block-group-is-layout-constrained\" style=\"padding-bottom:var(--wp--preset--spacing--2)\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"800\" height=\"769\" sizes=\"(max-width: min(60rem, 800px)) 100vw, min(60rem, 800px)\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-passion.png\" alt=\"\" class=\"wp-image-10884\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-passion.png 800w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-passion-720x692.png 720w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-passion-768x738.png 768w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-passion-480x461.png 480w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-passion-240x231.png 240w\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-vert-fonce-color has-text-color has-link-color wp-elements-cfccdd838caab229131b5eb486b3f189\">We&#8217;re passionate about insurance<\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-d3fb7d05 wp-block-group-is-layout-constrained\" style=\"padding-bottom:var(--wp--preset--spacing--2)\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"800\" height=\"769\" sizes=\"(max-width: min(60rem, 800px)) 100vw, min(60rem, 800px)\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-comparer.png\" alt=\"\" class=\"wp-image-10887\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-comparer.png 800w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-comparer-720x692.png 720w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-comparer-768x738.png 768w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-comparer-480x461.png 480w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-comparer-240x231.png 240w\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-vert-fonce-color has-text-color has-link-color wp-elements-9d1a51e5ae7cc9c90e835891c60891c6\">We compare the best protections<\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-618b4f28 wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"800\" height=\"769\" sizes=\"(max-width: min(60rem, 800px)) 100vw, min(60rem, 800px)\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-langage.png\" alt=\"\" class=\"wp-image-10891\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-langage.png 800w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-langage-720x692.png 720w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-langage-768x738.png 768w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-langage-480x461.png 480w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-langage-240x231.png 240w\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-vert-fonce-color has-text-color has-link-color wp-elements-c5268dfa79f16642cfa904bc73f9c5d4\">We speak your language<\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignfull has-offset has-vert-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-full is-resized offset\"><img decoding=\"async\" width=\"225\" height=\"225\" sizes=\"(max-width: min(60rem, 224px)) 100vw, min(60rem, 224px)\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/unnamed-file.png\" alt=\"\" class=\"wp-image-11235\" style=\"width:224px\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/unnamed-file.png 225w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/unnamed-file-120x120.png 120w\" \/><\/figure>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-6bea9069 wp-block-group-is-layout-constrained\" style=\"padding-bottom:var(--wp--preset--spacing--6)\">\n<header class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-container-core-group-is-layout-19e250f3 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading alignwide has-text-align-center is-style-small-mark has-white-color has-text-color has-link-color wp-elements-72930e3f5b2b13051c60d48febcefeb6 is-style-small-mark--20\">Water, fire, smoke or vandalism damage?<\/h3>\n\n\n\n<h2 class=\"wp-block-heading alignfull has-text-align-center has-vert-fonce-color has-text-color has-link-color has-xxx-large-font-size wp-elements-126dc18df408245281cee0dc11ba4973\" style=\"padding-top:var(--wp--preset--spacing--1-5);padding-bottom:var(--wp--preset--spacing--1);font-style:normal;font-weight:600;line-height:0.9\">don&#8217;t panic!<\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">We&#8217;re here to help<\/mark><\/h3>\n<\/header>\n\n\n\n<p class=\"has-text-align-center\" style=\"padding-top:var(--wp--preset--spacing--2)\">often occur when you least expect them. AMR Assurances Multi-Risques guides you step by step to help relieve all your worries.<\/p>\n\n\n\n<div class=\"wp-block-buttons alignwide is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vert-fonce-color has-text-color has-link-color has-border-color has-vert-fonce-border-color wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/make-a-claim\/\">Make a claim<\/a><\/div>\n<\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"Manufacturer and wholesaler insurance is intended for managers of factories that perform industrial recycling and processing, do advanced manufacturing, produce metal, plastic or rubber products, and so on.","protected":false},"author":1,"featured_media":13993,"parent":15025,"menu_order":50,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"cke_assurances_tax":[85],"cke_assurances_types":[70],"cke_post_display":[],"class_list":["post-14912","page","type-page","status-publish","has-post-thumbnail","hentry","cke_assurances_tax-manufacturiers","cke_assurances_types-sector"],"acf":[],"mb":[],"mfb_rest_fields":["title"],"_links":{"self":[{"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/pages\/14912","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/comments?post=14912"}],"version-history":[{"count":0,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/pages\/14912\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/pages\/15025"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/media\/13993"}],"wp:attachment":[{"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/media?parent=14912"}],"wp:term":[{"taxonomy":"cke_assurances_tax","embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/cke_assurances_tax?post=14912"},{"taxonomy":"cke_assurances_types","embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/cke_assurances_types?post=14912"},{"taxonomy":"cke_post_display","embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/cke_post_display?post=14912"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}