{"id":14912,"date":"2023-03-14T21:05:25","date_gmt":"2023-03-15T01:05:25","guid":{"rendered":"https:\/\/multi-risques.com\/assurances\/manufacturers-and-wholesalers\/"},"modified":"2026-11-10T15:08:21","modified_gmt":"2026-11-10T20:08:21","slug":"manufacturers-and-wholesalers","status":"publish","type":"page","link":"https:\/\/multi-risques.com\/en\/business\/activity-sectors\/manufacturers-and-wholesalers\/","title":{"rendered":"Manufacturing\nand wholesale insurance"},"content":{"rendered":"\n<header class=\"wp-block-cover alignfull has-white-color has-text-color has-link-color wp-elements-1\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\"><\/span><img decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-manufacturiers-1200x800.jpg\" class=\"wp-block-cover__image-background wp-post-image\" alt=\"\" data-object-fit=\"cover\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-manufacturiers-1200x800.jpg 1200w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-manufacturiers-720x480.jpg 720w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-manufacturiers-768x512.jpg 768w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-manufacturiers-1536x1024.jpg 1536w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-manufacturiers-2048x1365.jpg 2048w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-manufacturiers-1920x1280.jpg 1920w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-manufacturiers-1680x1120.jpg 1680w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-manufacturiers-1440x960.jpg 1440w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-manufacturiers-960x640.jpg 960w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-manufacturiers-480x320.jpg 480w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-manufacturiers-240x160.jpg 240w\" sizes=\"(max-width: 1200px) 100vw, 1200px\"><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-group alignwide has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-faaaa14e wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-vert-fonce-background-color has-background has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-a81d7310 wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--6);margin-bottom:var(--wp--preset--spacing--6);padding-top:var(--wp--preset--spacing--3);padding-right:var(--wp--preset--spacing--3);padding-bottom:var(--wp--preset--spacing--3);padding-left:var(--wp--preset--spacing--3)\"><div class=\"taxonomy-cke_assurances_types is-style-label is-style-label--1 wp-block-post-terms\"><a href=\"https:\/\/multi-risques.com\/en\/business\/activity-sectors\/\" rel=\"tag\">Insurance by sector<\/a><\/div>\n\n<h1 class=\"wp-block-post-title\">Manufacturing\nand wholesale insurance<\/h1>\n\n\n<p class=\"is-style-subtitle is-style-subtitle--2 wp-block-paragraph\">Comprehensive manufacturing and wholesale insurance safeguards your entire operational footprint, from industrial facilities to inventory staged for distribution. At AMR, our independent commercial brokers understand the technical realities governing supply chain workflows and production lines across Quebec. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This field expertise enables us to structure relevant coverages and eliminate blind spots, ensuring uninterrupted business continuity for your firm.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/quote\/insurance-quotes-for-businesses\/\">Get a quote<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/header>\n\n\n\n<section class=\"wp-block-group alignfull has-gris-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--6);padding-bottom:var(--wp--preset--spacing--6)\">\n<p class=\"has-vert-fonce-color has-text-color has-link-color has-x-large-font-size wp-elements-2 wp-block-paragraph\">Manufacturing and wholesale insurance is designed for plant managers and industrial distributors across Quebec. Whether you specialize in advanced manufacturing, industrial processing, materials recovery and recycling, or the production of metal, plastic, and rubber goods, our coverage aligns precisely with the operational and environmental standards of your facility.<\/p>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignwide query_section has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--10);margin-bottom:var(--wp--preset--spacing--10)\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-8122e015 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\n<header class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading is-style-small-mark is-style-small-mark--3\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">Types of <\/mark>coverage and options<\/h2>\n\n\n\n<p class=\"is-style-subtitle is-style-subtitle--4 wp-block-paragraph\">Multiple coverages tailored to your situation.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/contact-us\/\">Contact Us<\/a><\/div>\n<\/div>\n<\/header>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<section class=\"wp-block-query alignwide accordeons is-layout-flow wp-block-query-is-layout-flow\"><ul class=\"accordeons wp-block-post-template is-layout-flow wp-block-post-template-is-layout-flow\"><li class=\"wp-block-post post-9852 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-manufacturiers cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Proportional rule<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">The cost of materials has skyrocketed in recent years. Therefore, it is important to use the services of a chartered appraiser. He will help you determine the right amount of insurance for your building, contents and equipment. Most business insurers use the proportional rule clause in their policies. This clause requires you to insure your commercial assets or building for a minimum of 80%, 90% or even up to 100% of their replacement cost.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9851 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-garage-automobile cke_assurances_tax-restauration cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_tax-osbl cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-manufacturiers cke_assurances_tax-agricole cke_assurances_tax-entrepreneur-general cke_assurances_tax-immobilier cke_assurances_tax-detaillants cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Civil liability<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">No matter the services you offer, the products you sell or the location of your business, we can cover your civil liability. Civil liability protection follows you step by step and protects you in the event of accidental damage to other people or their property. This coverage is your proof of solvency! This insurance will also protect you if an accident occurs on your company\u2019s premises or if damages are caused to the property of others.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9863 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-garage-automobile cke_assurances_tax-restauration cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_tax-osbl cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-manufacturiers cke_assurances_tax-agricole cke_assurances_tax-entrepreneur-general cke_assurances_tax-detaillants cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Building and contents<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">In the event of damage caused by fire, theft, vandalism or any other risk, your building will be covered\u2014if, of course, you are the owner of the building. This protection can also include your company buildings, their contents, leasehold improvements (if you are the tenant of the space) and your computer equipment, as the case may be. It is important to be aware of the exclusions mentioned in the contract.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9857 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-garage-automobile cke_assurances_tax-restauration cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_tax-osbl cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-manufacturiers cke_assurances_tax-agricole cke_assurances_tax-entrepreneur-general cke_assurances_tax-immobilier cke_assurances_tax-detaillants cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Operating loss<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Operating loss insurance covers a decrease in revenue if you have to interrupt your operations or relocate due to an incident, such as a fire. This protection can also include additional costs that may be significant during an incident. This protection allows you to keep your earnings in place until your income returns to normal. Coverage is for 12 months, but it is possible to obtain 18 or 24 months of coverage. It is important to verify the number of months needed and the time frame for replacing your equipment.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9856 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-manufacturiers cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Global policy<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">This protection should be considered for all industries and companies that are active internationally. It is important to deal with an insurer that can cover your international activities. With online access, a growing number of companies have customers from all over the world. Therefore, it may be possible to have legal proceedings brought against you from outside of Canada. A global policy will cover these activities.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9862 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-manufacturiers cke_assurances_tax-detaillants cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Contingent business interruption<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">This coverage enables your company to remain in good financial health even if your most important supplier is suddenly unable to provide you with the products or materials you need following an incident.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9855 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-manufacturiers cke_assurances_tax-entrepreneur-general cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Pollution<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Pollution insurance protects contractors against environmental damage caused to others or to an area.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9974 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-manufacturiers cke_assurances_tax-detaillants cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Product recall<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">This protection covers the cost of recalling a product that would be harmful to consumers.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9975 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-manufacturiers cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Transportation of goods<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Insurance for the transportation of goods that covers damage to cargo while in transit by sea, land or air.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-15703 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_tax-osbl cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-manufacturiers cke_assurances_tax-immobilier cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Directors and officers liability insurance<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Did you know that since the new Law 141 came into effect, directors and officers insurance is mandatory for unions? Whether you are a condominium association or a company with various shareholders, AMR has the right insurance product for your needs. Directors and officers insurance protects your assets and those of your company, union, or organization.<\/p>\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/entreprises\/produits-solutions-entreprises\/assurance-admistrateurs-et-dirigeants\/\">Learn more<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-15706 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-admistrateurs-et-dirigeants cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-garage-automobile cke_assurances_tax-restauration cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_tax-osbl cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-manufacturiers cke_assurances_tax-agricole cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-entrepreneur-general cke_assurances_tax-immobilier cke_assurances_tax-detaillants cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Commercial vehicle<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Commercial vehicle insurance is determined by how you use your vehicle(s). Our protections are suitable for all types of commercial vehicles, ranging from a fleet of trucks or cars to a single vehicle used for your company or for your personal use.<\/p>\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/business\/products-and-solutions-business\/commercial-vehicle\/\">Learn more<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-15705 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-garage-automobile cke_assurances_tax-restauration cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_tax-osbl cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-manufacturiers cke_assurances_tax-agricole cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-entrepreneur-general cke_assurances_tax-immobilier cke_assurances_tax-detaillants cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Cybersecurity<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Cybersecurity protection protects you from the consequences of theft, hacking, or data loss. This protection may cover information theft, such as payroll fraud or attempted fraud. Cybersecurity protection is now important in all lines of business.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/business\/products-and-solutions-business\/cybersecurity\/\">Learn more<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-15704 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-manufacturiers cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-entrepreneur-general cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Professional liability<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Known by two names, Professional Liability and Errors and Omissions, this protection covers you when an error occurs in the performance of a task in the course of your work.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/business\/products-and-solutions-business\/errors-and-omissions-insurance\/\">Learn more<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><\/ul><\/section>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignfull query_section has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--10);margin-bottom:var(--wp--preset--spacing--10)\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-8122e015 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\n<header class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"225\" height=\"225\" sizes=\"(max-width: min(60rem, 225px)) 100vw, min(60rem, 225px)\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/unnamed-file.png\" alt=\"\" class=\"wp-image-11235\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/unnamed-file.png 225w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/unnamed-file-120x120.png 120w\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading is-style-small-mark is-style-small-mark--5\">Think about it!<\/h2>\n\n\n\n<p class=\"is-style-subtitle is-style-subtitle--6 wp-block-paragraph\">Our independent brokers are insurance experts. But that\u2019s not all!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Our team of independent insurance brokers doesn\u2019t copy and paste coverage from one industry to another. AMR has experts for each line of business that we insure and is committed to providing coverage tailored to your activities.<\/p>\n<\/header>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-bottom is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-medium-large-font-size wp-block-paragraph\">An accurate valuation of your industrial machinery, inventory, and office assets is vital to establishing proper manufacturing and wholesale insurance limits. Given surging replacement costs and the high capital value of modern assembly lines, a precise commercial property declaration prevents underinsurance and guarantees your indemnity settlement reflects true loss values following a claim.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"has-medium-large-font-size wp-block-paragraph\">Equipment breakdown coverage is an indispensable component of manufacturing and wholesale insurance. In modern production environments, component scarcity and prolonged supply lead times can paralyze an entire assembly line. Accurately assessing machinery replacement values and procurement delays allows us to calibrate your business interruption insurance, maintaining steady cash flow until operations are fully restored.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"has-medium-large-font-size wp-block-paragraph\">Built into your manufacturing and wholesale insurance policy, cyber risk coverage protects your operations against ransomware, unauthorized network intrusions, and data breaches. Whether an attack paralyzes automated assembly systems, halts online B2B ordering portals, or compromises sensitive supplier and client records, this policy absorbs data restoration expenses, forensic recovery costs, and resulting business interruption losses.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-left is-layout-flex wp-container-core-buttons-is-layout-b9c380c7 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/protection-and-options\/cybersecurity\/\">Learn more<\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"has-medium-large-font-size wp-block-paragraph\">Business interruption coverage forms a strategic pillar of your manufacturing and wholesale insurance program. If an insured loss (facility fire or major machinery failure) forces an operational shutdown of your assembly lines or distribution hubs, this protection replaces lost operating profits and sustains ongoing fixed overhead, including payroll, lease obligations, and debt servicing, until full revenue recovery is achieved.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"has-medium-large-font-size wp-block-paragraph\">Whether supplying local distributors or shipping abroad, commercial general and product liability within your manufacturing and wholesale insurance shields your enterprise against third-party bodily injury and property damage claims. Accurately disclosing your U.S. and international sales volumes enables us to calibrate your territorial limits and policy endorsements, preventing coverage disputes and heavy defense costs in foreign jurisdictions.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"has-medium-large-font-size wp-block-paragraph\">Integrated into your manufacturing and wholesale insurance program, commercial auto fleet coverage safeguards your entire fleet : heavy-haul trucks, delivery vans, and technician service vehicles. This policy protects your rolling stock against collision, upset, and theft while providing comprehensive road liability, preventing costly supply chain bottlenecks and maintaining logistics momentum across Quebec.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-left is-layout-flex wp-container-core-buttons-is-layout-b9c380c7 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/protection-and-options\/commercial-vehicle\/\">Learn more<\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignwide query_section has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--10);margin-bottom:var(--wp--preset--spacing--10)\">\n<header class=\"wp-block-group alignwide has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading alignwide has-text-align-left is-style-small-mark is-style-small-mark--7\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">Other <\/mark>option<\/h2>\n\n\n\n<p class=\"is-style-subtitle is-style-subtitle--8 wp-block-paragraph\">Enhance your insurance with these add-ons to your policy that offer you even more protection, for optimal coverage that can handle any situation. These protections are not always included in standard packages, so it&#8217;s best to check and make sure they are included in your contract!<\/p>\n<\/header>\n\n\n\n<section class=\"wp-block-query alignwide is-layout-flow wp-block-query-is-layout-flow\"><ul class=\"columns-3 wp-block-post-template is-layout-grid wp-container-core-post-template-is-layout-45e90320 wp-block-post-template-is-layout-grid\"><li class=\"wp-block-post post-9847 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-garage-automobile cke_assurances_tax-restauration cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_tax-osbl cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-manufacturiers cke_assurances_tax-agricole cke_assurances_tax-entrepreneur-general cke_assurances_tax-immobilier cke_assurances_tax-detaillants cke_assurances_types-sector cke_protections_types-autres\">\n\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-bbbd69c6 wp-block-group-is-layout-constrained is-style-card-small--9\"><h3 style=\"font-style:normal;font-weight:700\" class=\"has-link-color wp-elements-3 wp-block-post-title has-text-color has-jaune-color has-large-font-size\">Earthquake<\/h3>\n\n<div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">With this coverage, you will be protected in the event of an earthquake that damages your commercial building and its contents. This protection is becoming increasingly valuable in the face of climate change.<\/p>\n<\/div><\/article>\n\n<\/li><li class=\"wp-block-post post-9978 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-garage-automobile cke_assurances_tax-restauration cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_tax-osbl cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-manufacturiers cke_assurances_tax-entrepreneur-general cke_assurances_tax-immobilier cke_assurances_tax-detaillants cke_assurances_types-sector cke_protections_types-autres\">\n\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-bbbd69c6 wp-block-group-is-layout-constrained is-style-card-small--10\"><h3 style=\"font-style:normal;font-weight:700\" class=\"has-link-color wp-elements-4 wp-block-post-title has-text-color has-jaune-color has-large-font-size\">Equipment breakdown<\/h3>\n\n<div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">With this type of insurance, your company will be protected against losses caused by equipment breakdown (heating, air conditioning, refrigeration, production or transformation machinery, electronic or electrical devices). It is important to be aware of the exclusions mentioned in the contract.<\/p>\n<\/div><\/article>\n\n<\/li><li class=\"wp-block-post post-9976 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-garage-automobile cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-manufacturiers cke_assurances_tax-agricole cke_assurances_tax-entrepreneur-general cke_assurances_tax-immobilier cke_assurances_tax-detaillants cke_assurances_types-sector cke_protections_types-autres\">\n\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-bbbd69c6 wp-block-group-is-layout-constrained is-style-card-small--11\"><h3 style=\"font-style:normal;font-weight:700\" class=\"has-link-color wp-elements-5 wp-block-post-title has-text-color has-jaune-color has-large-font-size\">New value\/replacement value<\/h3>\n\n<div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">This coverage allows you to replace your property that has been damaged without deduction for depreciation. The premium will be determined based on the new value. It is important to be aware of the exclusions mentioned in the contract.<\/p>\n<\/div><\/article>\n\n<\/li><li class=\"wp-block-post post-9997 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-garage-automobile cke_assurances_tax-restauration cke_assurances_tax-osbl cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-manufacturiers cke_assurances_tax-entrepreneur-general cke_assurances_tax-detaillants cke_assurances_types-sector cke_protections_types-autres\">\n\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-bbbd69c6 wp-block-group-is-layout-constrained is-style-card-small--12\"><h3 style=\"font-style:normal;font-weight:700\" class=\"has-link-color wp-elements-6 wp-block-post-title has-text-color has-jaune-color has-large-font-size\">Theft and embezzlement<\/h3>\n\n<div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Theft and embezzlement coverage provides compensation if an employee steals from you.<\/p>\n<\/div><\/article>\n\n<\/li><li class=\"wp-block-post post-9980 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-garage-automobile cke_assurances_tax-restauration cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_tax-osbl cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-manufacturiers cke_assurances_tax-agricole cke_assurances_tax-entrepreneur-general cke_assurances_tax-immobilier cke_assurances_types-sector cke_protections_types-autres\">\n\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-bbbd69c6 wp-block-group-is-layout-constrained is-style-card-small--13\"><h3 style=\"font-style:normal;font-weight:700\" class=\"has-link-color wp-elements-7 wp-block-post-title has-text-color has-jaune-color has-large-font-size\">Water damage<\/h3>\n\n<div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">With this coverage, you will be protected in the event of water damage to your commercial building and its contents. It is important to be aware of the exclusions mentioned in the contract.<\/p>\n<\/div><\/article>\n\n<\/li><li class=\"wp-block-post post-9979 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-garage-automobile cke_assurances_tax-restauration cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_tax-osbl cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-manufacturiers cke_assurances_tax-agricole cke_assurances_tax-entrepreneur-general cke_assurances_tax-immobilier cke_assurances_tax-detaillants cke_assurances_types-sector cke_protections_types-autres\">\n\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-bbbd69c6 wp-block-group-is-layout-constrained is-style-card-small--14\"><h3 style=\"font-style:normal;font-weight:700\" class=\"has-link-color wp-elements-8 wp-block-post-title has-text-color has-jaune-color has-large-font-size\">Flood<\/h3>\n\n<div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">With this coverage, you will be protected in the event of water flooding that damages your commercial building and its contents. It is important to be aware of the exclusions mentioned in the contract.<\/p>\n<\/div><\/article>\n\n<\/li><li class=\"wp-block-post post-9853 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-garage-automobile cke_assurances_tax-restauration cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_tax-osbl cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-manufacturiers cke_assurances_tax-agricole cke_assurances_tax-entrepreneur-general cke_assurances_tax-immobilier cke_assurances_tax-detaillants cke_assurances_types-sector cke_protections_types-autres\">\n\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-bbbd69c6 wp-block-group-is-layout-constrained is-style-card-small--15\"><h3 style=\"font-style:normal;font-weight:700\" class=\"has-link-color wp-elements-9 wp-block-post-title has-text-color has-jaune-color has-large-font-size\">Sewer backup<\/h3>\n\n<div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">The name says it all! This protection covers you against sewer backup in your commercial building. The contents will be protected and you will be compensated for decontamination, building repairs and content replacement. It is important to be aware of the exclusions listed in the policy and to have high enough amounts to cover this type of expense.<\/p>\n<\/div><\/article>\n\n<\/li><\/ul><\/section>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignfull query_section has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--10);margin-bottom:var(--wp--preset--spacing--10)\">\n<header class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--3);margin-bottom:var(--wp--preset--spacing--3)\">\n<h2 class=\"wp-block-heading has-text-align-center is-style-small-mark is-style-small-mark--16\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">Tips <\/mark>and advices<\/h2>\n<\/header>\n\n\n\n<div class=\"wp-block-query alignwide is-layout-flow wp-block-query-is-layout-flow\"><\/div>\n\n\n\n<footer class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--3)\">\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-bc43f0fd wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/tips-and-advice\/\">All our tips and advice<\/a><\/div>\n<\/div>\n<\/footer>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignfull is-block-gris has-gris-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-bottom:var(--wp--preset--spacing--6)\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-8122e015 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<header class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-579326a7 wp-block-group-is-layout-constrained wp-container-19 is-position-sticky\" style=\"padding-top:var(--wp--preset--spacing--10)\">\n<h2 class=\"wp-block-heading has-text-align-left is-style-small-mark is-style-small-mark--17\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">Why <\/mark> choose us?<\/h2>\n\n\n\n<p class=\"is-style-subtitle has-vert-color has-text-color has-link-color wp-elements-10 is-style-subtitle--18 wp-block-paragraph\">When you choose AMR Assurances Multi-Risques, you\u2019re opting for a team of insurance experts. More than just brokers, we are advisors who have your best interests at heart.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Our primary mission is to represent you with various insurers and to offer you a product that meets your needs. And because life moves fast, we negotiate to get you the best insurance contract at the best quality-price ratio to guarantee you peace of mind.<\/p>\n\n\n\n<p class=\"has-vert-color has-text-color has-link-color has-x-large-font-size wp-elements-11 wp-block-paragraph\" style=\"font-style:normal;font-weight:600\">Don&#8217;t wait any longer!<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/about-amr\/why-amr\/\">Discover the power of our brokers<\/a><\/div>\n<\/div>\n<\/header>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:var(--wp--preset--spacing--10);flex-basis:50%\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-172d77cb wp-block-group-is-layout-constrained\" style=\"padding-bottom:var(--wp--preset--spacing--2)\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"800\" height=\"769\" sizes=\"(max-width: min(60rem, 800px)) 100vw, min(60rem, 800px)\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-passion.png\" alt=\"\" class=\"wp-image-10884\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-passion.png 800w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-passion-720x692.png 720w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-passion-768x738.png 768w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-passion-480x461.png 480w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-passion-240x231.png 240w\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-vert-fonce-color has-text-color has-link-color wp-elements-12\">We&#8217;re passionate about insurance<\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-172d77cb wp-block-group-is-layout-constrained\" style=\"padding-bottom:var(--wp--preset--spacing--2)\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"800\" height=\"769\" sizes=\"(max-width: min(60rem, 800px)) 100vw, min(60rem, 800px)\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-comparer.png\" alt=\"\" class=\"wp-image-10887\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-comparer.png 800w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-comparer-720x692.png 720w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-comparer-768x738.png 768w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-comparer-480x461.png 480w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-comparer-240x231.png 240w\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-vert-fonce-color has-text-color has-link-color wp-elements-13\">We compare the best protections<\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-2073969b wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"800\" height=\"769\" sizes=\"(max-width: min(60rem, 800px)) 100vw, min(60rem, 800px)\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-langage.png\" alt=\"\" class=\"wp-image-10891\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-langage.png 800w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-langage-720x692.png 720w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-langage-768x738.png 768w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-langage-480x461.png 480w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-langage-240x231.png 240w\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-vert-fonce-color has-text-color has-link-color wp-elements-14\">We speak your language<\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignfull has-offset has-vert-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-full is-resized offset\"><img decoding=\"async\" width=\"225\" height=\"225\" sizes=\"(max-width: min(60rem, 224px)) 100vw, min(60rem, 224px)\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/unnamed-file.png\" alt=\"\" class=\"wp-image-11235\" style=\"width:224px\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/unnamed-file.png 225w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/unnamed-file-120x120.png 120w\" \/><\/figure>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-4d95d27f wp-block-group-is-layout-constrained\" style=\"padding-bottom:var(--wp--preset--spacing--6)\">\n<header class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-container-core-group-is-layout-f2857a70 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading alignwide has-text-align-center is-style-small-mark has-white-color has-text-color has-link-color wp-elements-15 is-style-small-mark--20\">Water, fire, smoke or vandalism damage?<\/h3>\n\n\n\n<h2 class=\"wp-block-heading alignfull has-text-align-center has-vert-fonce-color has-text-color has-link-color has-xxx-large-font-size wp-elements-16\" style=\"padding-top:var(--wp--preset--spacing--1-5);padding-bottom:var(--wp--preset--spacing--1);font-style:normal;font-weight:600;line-height:0.9\">don&#8217;t panic!<\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">We&#8217;re here to help<\/mark><\/h3>\n<\/header>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"padding-top:var(--wp--preset--spacing--2)\">often occur when you least expect them. AMR Assurances Multi-Risques guides you step by step to help relieve all your worries.<\/p>\n\n\n\n<div class=\"wp-block-buttons alignwide is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-bc43f0fd wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vert-fonce-color has-text-color has-link-color has-border-color has-vert-fonce-border-color wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/make-a-claim\/\">Make a claim<\/a><\/div>\n<\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"Manufacturer and wholesaler insurance is intended for managers of factories that perform industrial recycling and processing, do advanced manufacturing, produce metal, plastic or rubber products, and so on.","protected":false},"author":4,"featured_media":13993,"parent":15025,"menu_order":61,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"cke_assurances_tax":[85],"cke_assurances_types":[70],"cke_post_display":[],"class_list":["post-14912","page","type-page","status-publish","has-post-thumbnail","hentry","cke_assurances_tax-manufacturiers","cke_assurances_types-sector"],"acf":[],"mb":[],"mfb_acf":[],"mfb_rest_fields":["title","wpml"],"_links":{"self":[{"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/pages\/14912","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/comments?post=14912"}],"version-history":[{"count":1,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/pages\/14912\/revisions"}],"predecessor-version":[{"id":18786,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/pages\/14912\/revisions\/18786"}],"up":[{"embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/pages\/15025"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/media\/13993"}],"wp:attachment":[{"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/media?parent=14912"}],"wp:term":[{"taxonomy":"cke_assurances_tax","embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/cke_assurances_tax?post=14912"},{"taxonomy":"cke_assurances_types","embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/cke_assurances_types?post=14912"},{"taxonomy":"cke_post_display","embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/cke_post_display?post=14912"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}