{"id":14916,"date":"2023-03-14T20:50:16","date_gmt":"2023-03-15T00:50:16","guid":{"rendered":"https:\/\/multi-risques.com\/assurances\/general-contractors\/"},"modified":"2025-10-22T10:22:26","modified_gmt":"2025-10-22T14:22:26","slug":"general-contractors","status":"publish","type":"page","link":"https:\/\/multi-risques.com\/en\/business\/activity-sectors\/general-contractors\/","title":{"rendered":"General contractors"},"content":{"rendered":"\n<header class=\"wp-block-cover alignfull is-light has-white-color has-text-color has-link-color wp-elements-0f002150dc913ffb3fb85a43ca44ef23\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\"><\/span><img decoding=\"async\" width=\"1920\" height=\"1280\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-entrepreneur-general-1920x1280.jpg\" class=\"wp-block-cover__image-background wp-post-image\" alt=\"\" data-object-fit=\"cover\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-entrepreneur-general-1920x1280.jpg 1920w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-entrepreneur-general-720x480.jpg 720w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-entrepreneur-general-1200x800.jpg 1200w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-entrepreneur-general-768x512.jpg 768w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-entrepreneur-general-1536x1024.jpg 1536w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-entrepreneur-general-2048x1365.jpg 2048w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-entrepreneur-general-1680x1120.jpg 1680w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-entrepreneur-general-1440x960.jpg 1440w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-entrepreneur-general-960x640.jpg 960w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-entrepreneur-general-480x320.jpg 480w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/03\/amr-assurance-entrepreneur-general-240x160.jpg 240w\" sizes=\"(max-width: 1920px) 100vw, 1920px\"><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-group alignwide has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-54099046 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-vert-fonce-background-color has-background has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-8167a653 wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--6);margin-bottom:var(--wp--preset--spacing--6);padding-top:var(--wp--preset--spacing--3);padding-right:var(--wp--preset--spacing--3);padding-bottom:var(--wp--preset--spacing--3);padding-left:var(--wp--preset--spacing--3)\"><div class=\"taxonomy-cke_assurances_types is-style-label is-style-label--1 wp-block-post-terms\"><a href=\"https:\/\/multi-risques.com\/en\/business\/activity-sectors\/\" rel=\"tag\">Insurance by sector<\/a><\/div>\n\n<h1 class=\"wp-block-post-title\">General contractors<\/h1>\n\n\n<p class=\"is-style-subtitle is-style-subtitle--2\">General contractors insurance is intended for residential, commercial and industrial construction and renovation contractors whose activities are diversified and sometimes hazardous. Since several parties are often involved in construction projects, it is important to report all of your activities, especially those that carry the most risk. <\/p>\n\n\n\n<p>Failing to declare activities such as demolition, roof installation, use of explosives, hot work (welding), asbestos removal, etc., could cause you a lot of trouble&#8230; and expense! Contacting an independent insurance broker means calling on an insurance expert&#8230; in your field! <\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/quote\/insurance-quotes-for-businesses\/\">Get a quote<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/header>\n\n\n\n<section class=\"wp-block-group alignfull has-gris-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--6);padding-bottom:var(--wp--preset--spacing--6)\">\n<p class=\"has-vert-fonce-color has-text-color has-link-color has-x-large-font-size wp-elements-0ff9a21823e50a7395162c60e7dc4757\"><br>This insurance is intended for general contractors who work in residential, commercial, industrial and institutional construction and renovation.<\/p>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignwide query_section has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--10);margin-bottom:var(--wp--preset--spacing--10)\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-7c497a14 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\n<header class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading is-style-small-mark is-style-small-mark--3\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">Types of <\/mark>coverage and options<\/h2>\n\n\n\n<p class=\"is-style-subtitle is-style-subtitle--4\">Multiple coverages tailored to your situation.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/contact-us\/\">Contact Us<\/a><\/div>\n<\/div>\n<\/header>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<section class=\"wp-block-query alignwide accordeons is-layout-flow wp-block-query-is-layout-flow\"><ul class=\"accordeons wp-block-post-template is-layout-flow wp-block-post-template-is-layout-flow\"><li class=\"wp-block-post post-9851 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-agricole cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-detaillants cke_assurances_tax-entrepreneur-general cke_assurances_tax-garage-automobile cke_assurances_tax-immobilier cke_assurances_tax-manufacturiers cke_assurances_tax-osbl cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-restauration cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Civil liability<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>No matter the services you offer, the products you sell or the location of your business, we can cover your civil liability. Civil liability protection follows you step by step and protects you in the event of accidental damage to other people or their property. This coverage is your proof of solvency! This insurance will also protect you if an accident occurs on your company\u2019s premises or if damages are caused to the property of others.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9863 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-agricole cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-detaillants cke_assurances_tax-entrepreneur-general cke_assurances_tax-garage-automobile cke_assurances_tax-manufacturiers cke_assurances_tax-osbl cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-restauration cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Building and contents<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>In the event of damage caused by fire, theft, vandalism or any other risk, your building will be covered\u2014if, of course, you are the owner of the building. This protection can also include your company buildings, their contents, leasehold improvements (if you are the tenant of the space) and your computer equipment, as the case may be. It is important to be aware of the exclusions mentioned in the contract.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9857 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-agricole cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-detaillants cke_assurances_tax-entrepreneur-general cke_assurances_tax-garage-automobile cke_assurances_tax-immobilier cke_assurances_tax-manufacturiers cke_assurances_tax-osbl cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-restauration cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Operating loss<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>Operating loss insurance covers a decrease in revenue if you have to interrupt your operations or relocate due to an incident, such as a fire. This protection can also include additional costs that may be significant during an incident. This protection allows you to keep your earnings in place until your income returns to normal. Coverage is for 12 months, but it is possible to obtain 18 or 24 months of coverage. It is important to verify the number of months needed and the time frame for replacing your equipment.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9861 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-entrepreneur-general cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">RBQ bond<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>The purpose of the bid bond is to guarantee to the client that the contractor is solvent. The bid bond guarantees the contractor that their insurer will provide them with a performance bond if they win the bid. Be prepared: the bond is not insurance, but financing. Some information is needed in order to open a bond file and to indicate on which types of contracts you can bid.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9971 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-entrepreneur-general cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Malfunction<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>This protection covers defective performance or installation and any repair costs you may have to pay. There are also protections that cover redoing work that has been poorly executed in one of your work sites. It is important to make sure that the amount of your coverage is not limited so that you can avoid unpleasant surprises.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9972 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-entrepreneur-general cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Contractor equipment and tools<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>There are protections to cover all your contractor equipment as well as your tools. It is very important to verify the value of your tools and equipment each year.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9855 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-entrepreneur-general cke_assurances_tax-manufacturiers cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Pollution<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>Pollution insurance protects contractors against environmental damage caused to others or to an area.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9963 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneur-general cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Work site insurance<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>Work site insurance protects the construction work you are doing and the risks that arise from it. There are two types of work site insurance: comprehensive and specific. he latter allows you to select the risks for which you would like to be covered. It is also possible to cover the materials as well as the work hours of your construction sites until the work is completed in case it takes longer than expected.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9848 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneur-general cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Site surveillance<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>Construction insurance protects the construction work you carry out and the risks associated with it. There are two types of construction insurance: comprehensive or specific coverage. The latter allows you to select the risks for which you want to be protected. It is also possible to cover materials and labor hours on your construction sites until the end of the work in the event of an extension. It is important to note that you must declare to your insurer if you are supervising a construction site for someone else, as there is a type of coverage called Errors and Omissions that can cover the risks associated with site supervision.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9845 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-entrepreneur-general cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Wrap-up<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>This protection covers all the participants in your large-scale construction projects.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-15704 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-entrepreneur-general cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-manufacturiers cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Professional liability<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>Known by two names, Professional Liability and Errors and Omissions, this protection covers you when an error occurs in the performance of a task in the course of your work.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/business\/products-and-solutions-business\/errors-and-omissions-insurance\/\">Learn more<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-15706 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-admistrateurs-et-dirigeants cke_assurances_tax-agricole cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-detaillants cke_assurances_tax-entrepreneur-general cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-garage-automobile cke_assurances_tax-immobilier cke_assurances_tax-manufacturiers cke_assurances_tax-osbl cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-restauration cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Commercial vehicle<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>Commercial vehicle insurance is determined by how you use your vehicle(s). Our protections are suitable for all types of commercial vehicles, ranging from a fleet of trucks or cars to a single vehicle used for your company or for your personal use.<\/p>\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/business\/products-and-solutions-business\/commercial-vehicle\/\">Learn more<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-15705 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-agricole cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-detaillants cke_assurances_tax-entrepreneur-general cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-garage-automobile cke_assurances_tax-immobilier cke_assurances_tax-manufacturiers cke_assurances_tax-osbl cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-restauration cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-protections\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Cybersecurity<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>Cybersecurity protection protects you from the consequences of theft, hacking, or data loss. This protection may cover information theft, such as payroll fraud or attempted fraud. Cybersecurity protection is now important in all lines of business.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/business\/products-and-solutions-business\/cybersecurity\/\">Learn more<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><\/ul><\/section>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--10);margin-bottom:var(--wp--preset--spacing--10)\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-7c497a14 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\n<header class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"225\" height=\"225\" sizes=\"(max-width: min(60rem, 225px)) 100vw, min(60rem, 225px)\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/unnamed-file.png\" alt=\"\" class=\"wp-image-11235\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/unnamed-file.png 225w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/unnamed-file-120x120.png 120w\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading is-style-small-mark is-style-small-mark--5\">Think about it!<\/h2>\n\n\n\n<p class=\"is-style-subtitle is-style-subtitle--6\">Our independent brokers are insurance experts. But that\u2019s not all!<\/p>\n\n\n\n<p>Our team of independent insurance brokers doesn\u2019t copy and paste coverage from one industry to another. AMR has experts for each line of business that we insure and is committed to providing coverage tailored to your activities.<\/p>\n<\/header>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-bottom is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-medium-large-font-size\">Commercial vehicle insurance for general contractors can cover fleets of vehicles that travel for on-site work.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-left is-layout-flex wp-container-core-buttons-is-layout-fc4fd283 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/business\/products-and-solutions-business\/commercial-vehicle\/\">Learn more<\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"has-medium-large-font-size\">Errors and omissions coverage (also known as professional liability) will protect you if a mistake is made in the course of your work. This protection is very important if you supervise construction sites. Professional coverage is also essential for this type of activity.  <\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-left is-layout-flex wp-container-core-buttons-is-layout-fc4fd283 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/business\/products-and-solutions-business\/errors-and-omissions-insurance\/\">Learn more<\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignwide query_section has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--10);margin-bottom:var(--wp--preset--spacing--10)\">\n<header class=\"wp-block-group alignwide has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-12dd3699 wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading alignwide has-text-align-left is-style-small-mark is-style-small-mark--7\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">Other <\/mark>option<\/h2>\n\n\n\n<p class=\"is-style-subtitle is-style-subtitle--8\">Enhance your insurance with these add-ons to your policy that offer you even more protection, for optimal coverage that can handle any situation. These protections are not always included in standard packages, so it&#8217;s best to check and make sure they are included in your contract!<\/p>\n<\/header>\n\n\n\n<section class=\"wp-block-query alignwide is-layout-flow wp-block-query-is-layout-flow\"><ul class=\"columns-3 wp-block-post-template is-layout-grid wp-container-core-post-template-is-layout-746bc461 wp-block-post-template-is-layout-grid\"><li class=\"wp-block-post post-9976 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-agricole cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-detaillants cke_assurances_tax-entrepreneur-general cke_assurances_tax-garage-automobile cke_assurances_tax-immobilier cke_assurances_tax-manufacturiers cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-autres\">\n\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-3e939421 wp-block-group-is-layout-constrained is-style-card-small--9\"><h3 style=\"font-style:normal;font-weight:700;\" class=\"has-link-color wp-elements-2e186c195176da4828f9f695418a1433 wp-block-post-title has-text-color has-jaune-color has-large-font-size\">New value\/replacement value<\/h3>\n\n<div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>This coverage allows you to replace your property that has been damaged without deduction for depreciation. The premium will be determined based on the new value. It is important to be aware of the exclusions mentioned in the contract.<\/p>\n<\/div><\/article>\n\n<\/li><li class=\"wp-block-post post-9997 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-detaillants cke_assurances_tax-entrepreneur-general cke_assurances_tax-garage-automobile cke_assurances_tax-manufacturiers cke_assurances_tax-osbl cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-restauration cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_types-sector cke_protections_types-autres\">\n\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-3e939421 wp-block-group-is-layout-constrained is-style-card-small--10\"><h3 style=\"font-style:normal;font-weight:700;\" class=\"has-link-color wp-elements-2e186c195176da4828f9f695418a1433 wp-block-post-title has-text-color has-jaune-color has-large-font-size\">Theft and embezzlement<\/h3>\n\n<div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>Theft and embezzlement coverage provides compensation if an employee steals from you.<\/p>\n<\/div><\/article>\n\n<\/li><li class=\"wp-block-post post-9847 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-agricole cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-detaillants cke_assurances_tax-entrepreneur-general cke_assurances_tax-garage-automobile cke_assurances_tax-immobilier cke_assurances_tax-manufacturiers cke_assurances_tax-osbl cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-restauration cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-autres\">\n\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-3e939421 wp-block-group-is-layout-constrained is-style-card-small--11\"><h3 style=\"font-style:normal;font-weight:700;\" class=\"has-link-color wp-elements-2e186c195176da4828f9f695418a1433 wp-block-post-title has-text-color has-jaune-color has-large-font-size\">Earthquake<\/h3>\n\n<div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>With this coverage, you will be protected in the event of an earthquake that damages your commercial building and its contents. This protection is becoming increasingly valuable in the face of climate change.<\/p>\n<\/div><\/article>\n\n<\/li><li class=\"wp-block-post post-9980 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-agricole cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-entrepreneur-general cke_assurances_tax-garage-automobile cke_assurances_tax-immobilier cke_assurances_tax-manufacturiers cke_assurances_tax-osbl cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-restauration cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-autres\">\n\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-3e939421 wp-block-group-is-layout-constrained is-style-card-small--12\"><h3 style=\"font-style:normal;font-weight:700;\" class=\"has-link-color wp-elements-2e186c195176da4828f9f695418a1433 wp-block-post-title has-text-color has-jaune-color has-large-font-size\">Water damage<\/h3>\n\n<div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>With this coverage, you will be protected in the event of water damage to your commercial building and its contents. It is important to be aware of the exclusions mentioned in the contract.<\/p>\n<\/div><\/article>\n\n<\/li><li class=\"wp-block-post post-9979 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-agricole cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-detaillants cke_assurances_tax-entrepreneur-general cke_assurances_tax-garage-automobile cke_assurances_tax-immobilier cke_assurances_tax-manufacturiers cke_assurances_tax-osbl cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-restauration cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-autres\">\n\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-3e939421 wp-block-group-is-layout-constrained is-style-card-small--13\"><h3 style=\"font-style:normal;font-weight:700;\" class=\"has-link-color wp-elements-2e186c195176da4828f9f695418a1433 wp-block-post-title has-text-color has-jaune-color has-large-font-size\">Flood<\/h3>\n\n<div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>With this coverage, you will be protected in the event of water flooding that damages your commercial building and its contents. It is important to be aware of the exclusions mentioned in the contract.<\/p>\n<\/div><\/article>\n\n<\/li><li class=\"wp-block-post post-9853 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-agricole cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-detaillants cke_assurances_tax-entrepreneur-general cke_assurances_tax-garage-automobile cke_assurances_tax-immobilier cke_assurances_tax-manufacturiers cke_assurances_tax-osbl cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-restauration cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-autres\">\n\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-3e939421 wp-block-group-is-layout-constrained is-style-card-small--14\"><h3 style=\"font-style:normal;font-weight:700;\" class=\"has-link-color wp-elements-2e186c195176da4828f9f695418a1433 wp-block-post-title has-text-color has-jaune-color has-large-font-size\">Sewer backup<\/h3>\n\n<div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>The name says it all! This protection covers you against sewer backup in your commercial building. The contents will be protected and you will be compensated for decontamination, building repairs and content replacement. It is important to be aware of the exclusions listed in the policy and to have high enough amounts to cover this type of expense.<\/p>\n<\/div><\/article>\n\n<\/li><li class=\"wp-block-post post-9978 cke_protections type-cke_protections status-publish hentry cke_assurances_tax-entrepreneurs-specialises cke_assurances_tax-bureaux-de-professionnels cke_assurances_tax-detaillants cke_assurances_tax-entrepreneur-general cke_assurances_tax-garage-automobile cke_assurances_tax-immobilier cke_assurances_tax-manufacturiers cke_assurances_tax-osbl cke_assurances_tax-professionnels-de-la-sante cke_assurances_tax-restauration cke_assurances_tax-soins-esthetiques-et-soins-corporels cke_assurances_tax-technologies-de-linformation-et-multimedia cke_assurances_types-sector cke_protections_types-autres\">\n\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-3e939421 wp-block-group-is-layout-constrained is-style-card-small--15\"><h3 style=\"font-style:normal;font-weight:700;\" class=\"has-link-color wp-elements-2e186c195176da4828f9f695418a1433 wp-block-post-title has-text-color has-jaune-color has-large-font-size\">Equipment breakdown<\/h3>\n\n<div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p>With this type of insurance, your company will be protected against losses caused by equipment breakdown (heating, air conditioning, refrigeration, production or transformation machinery, electronic or electrical devices). It is important to be aware of the exclusions mentioned in the contract.<\/p>\n<\/div><\/article>\n\n<\/li><\/ul><\/section>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignfull query_section has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--10);margin-bottom:var(--wp--preset--spacing--10)\">\n<header class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--3);margin-bottom:var(--wp--preset--spacing--3)\">\n<h2 class=\"wp-block-heading has-text-align-center is-style-small-mark is-style-small-mark--16\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">Tips <\/mark>and advices<\/h2>\n<\/header>\n\n\n\n<div class=\"wp-block-query alignwide is-layout-flow wp-block-query-is-layout-flow\"><\/div>\n\n\n\n<footer class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--3)\">\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/tips-and-advice\/\">All our tips and advice<\/a><\/div>\n<\/div>\n<\/footer>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignfull is-block-gris has-gris-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-bottom:var(--wp--preset--spacing--6)\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-7c497a14 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<header class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-217c325c wp-block-group-is-layout-constrained wp-container-19 is-position-sticky\" style=\"padding-top:var(--wp--preset--spacing--10)\">\n<h2 class=\"wp-block-heading has-text-align-left is-style-small-mark is-style-small-mark--17\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">Why <\/mark> choose us?<\/h2>\n\n\n\n<p class=\"is-style-subtitle has-vert-color has-text-color has-link-color wp-elements-1d52a084d785e8cd19177105af632434 is-style-subtitle--18\">When you choose AMR Assurances Multi-Risques, you\u2019re opting for a team of insurance experts. More than just brokers, we are advisors who have your best interests at heart.<\/p>\n\n\n\n<p>Our primary mission is to represent you with various insurers and to offer you a product that meets your needs. And because life moves fast, we negotiate to get you the best insurance contract at the best quality-price ratio to guarantee you peace of mind.<\/p>\n\n\n\n<p class=\"has-vert-color has-text-color has-link-color has-x-large-font-size wp-elements-ff804ac050bafae5d687fb999a2d776e\" style=\"font-style:normal;font-weight:600\">Don&#8217;t wait any longer!<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/about-amr\/why-amr\/\">Discover the power of our brokers<\/a><\/div>\n<\/div>\n<\/header>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:var(--wp--preset--spacing--10);flex-basis:50%\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-d3fb7d05 wp-block-group-is-layout-constrained\" style=\"padding-bottom:var(--wp--preset--spacing--2)\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"800\" height=\"769\" sizes=\"(max-width: min(60rem, 800px)) 100vw, min(60rem, 800px)\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-passion.png\" alt=\"\" class=\"wp-image-10884\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-passion.png 800w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-passion-720x692.png 720w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-passion-768x738.png 768w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-passion-480x461.png 480w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-passion-240x231.png 240w\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-vert-fonce-color has-text-color has-link-color wp-elements-cfccdd838caab229131b5eb486b3f189\">We&#8217;re passionate about insurance<\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-d3fb7d05 wp-block-group-is-layout-constrained\" style=\"padding-bottom:var(--wp--preset--spacing--2)\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"800\" height=\"769\" sizes=\"(max-width: min(60rem, 800px)) 100vw, min(60rem, 800px)\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-comparer.png\" alt=\"\" class=\"wp-image-10887\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-comparer.png 800w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-comparer-720x692.png 720w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-comparer-768x738.png 768w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-comparer-480x461.png 480w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-comparer-240x231.png 240w\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-vert-fonce-color has-text-color has-link-color wp-elements-9d1a51e5ae7cc9c90e835891c60891c6\">We compare the best protections<\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-618b4f28 wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"800\" height=\"769\" sizes=\"(max-width: min(60rem, 800px)) 100vw, min(60rem, 800px)\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-langage.png\" alt=\"\" class=\"wp-image-10891\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-langage.png 800w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-langage-720x692.png 720w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-langage-768x738.png 768w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-langage-480x461.png 480w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-langage-240x231.png 240w\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-vert-fonce-color has-text-color has-link-color wp-elements-c5268dfa79f16642cfa904bc73f9c5d4\">We speak your language<\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignfull has-offset has-vert-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-full is-resized offset\"><img decoding=\"async\" width=\"225\" height=\"225\" sizes=\"(max-width: min(60rem, 224px)) 100vw, min(60rem, 224px)\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/unnamed-file.png\" alt=\"\" class=\"wp-image-11235\" style=\"width:224px\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/unnamed-file.png 225w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/unnamed-file-120x120.png 120w\" \/><\/figure>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-6bea9069 wp-block-group-is-layout-constrained\" style=\"padding-bottom:var(--wp--preset--spacing--6)\">\n<header class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-container-core-group-is-layout-19e250f3 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading alignwide has-text-align-center is-style-small-mark has-white-color has-text-color has-link-color wp-elements-72930e3f5b2b13051c60d48febcefeb6 is-style-small-mark--20\">Water, fire, smoke or vandalism damage?<\/h3>\n\n\n\n<h2 class=\"wp-block-heading alignfull has-text-align-center has-vert-fonce-color has-text-color has-link-color has-xxx-large-font-size wp-elements-126dc18df408245281cee0dc11ba4973\" style=\"padding-top:var(--wp--preset--spacing--1-5);padding-bottom:var(--wp--preset--spacing--1);font-style:normal;font-weight:600;line-height:0.9\">don&#8217;t panic!<\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">We&#8217;re here to help<\/mark><\/h3>\n<\/header>\n\n\n\n<p class=\"has-text-align-center\" style=\"padding-top:var(--wp--preset--spacing--2)\">often occur when you least expect them. AMR Assurances Multi-Risques guides you step by step to help relieve all your worries.<\/p>\n\n\n\n<div class=\"wp-block-buttons alignwide is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-a89b3969 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vert-fonce-color has-text-color has-link-color has-border-color has-vert-fonce-border-color wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/make-a-claim\/\">Make a claim<\/a><\/div>\n<\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"This insurance is intended for general contractors who work in residential, commercial and industrial construction and renovation. ","protected":false},"author":1,"featured_media":13984,"parent":15025,"menu_order":44,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"cke_assurances_tax":[63],"cke_assurances_types":[70],"cke_post_display":[],"class_list":["post-14916","page","type-page","status-publish","has-post-thumbnail","hentry","cke_assurances_tax-entrepreneur-general","cke_assurances_types-sector"],"acf":[],"mb":[],"mfb_rest_fields":["title"],"_links":{"self":[{"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/pages\/14916","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/comments?post=14916"}],"version-history":[{"count":0,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/pages\/14916\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/pages\/15025"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/media\/13984"}],"wp:attachment":[{"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/media?parent=14916"}],"wp:term":[{"taxonomy":"cke_assurances_tax","embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/cke_assurances_tax?post=14916"},{"taxonomy":"cke_assurances_types","embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/cke_assurances_types?post=14916"},{"taxonomy":"cke_post_display","embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/cke_post_display?post=14916"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}