{"id":15958,"date":"2023-01-10T11:29:17","date_gmt":"2023-01-10T16:29:17","guid":{"rendered":"https:\/\/multi-risques.com\/personal\/home-insurance\/"},"modified":"2026-02-09T16:23:12","modified_gmt":"2026-02-09T21:23:12","slug":"home","status":"publish","type":"page","link":"https:\/\/multi-risques.com\/en\/personal\/home\/","title":{"rendered":"Home Insurance"},"content":{"rendered":"\n<header class=\"wp-block-cover alignfull is-light\"><img decoding=\"async\" width=\"1440\" height=\"700\" sizes=\"100vw\" class=\"wp-block-cover__image-background wp-image-11268 size-full\" alt=\"\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-assurance-habitation-1.jpg\" style=\"object-position:51% 84%\" data-object-fit=\"cover\" data-object-position=\"51% 84%\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-assurance-habitation-1.jpg 1440w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-assurance-habitation-1-720x350.jpg 720w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-assurance-habitation-1-1200x583.jpg 1200w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-assurance-habitation-1-768x373.jpg 768w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-assurance-habitation-1-960x467.jpg 960w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-assurance-habitation-1-480x233.jpg 480w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-assurance-habitation-1-240x117.jpg 240w\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-group alignwide has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-faaaa14e wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-vert-fonce-background-color has-background has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-a81d7310 wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--6);margin-bottom:var(--wp--preset--spacing--6);padding-top:var(--wp--preset--spacing--3);padding-right:var(--wp--preset--spacing--3);padding-bottom:var(--wp--preset--spacing--3);padding-left:var(--wp--preset--spacing--3)\">\n<p class=\"is-style-label is-style-label--1 wp-block-paragraph\">Home insurance<\/p>\n\n\n\n<h1 class=\"wp-block-heading has-text-align-left\">Home insurance that keeps you dry<\/h1>\n\n\n\n<p class=\"is-style-subtitle is-style-subtitle--2 wp-block-paragraph\">Home insurance protects your home and personal belongings against various risks, such as fire, theft, vandalism, or other disasters. It covers property damage and injuries caused to others, thus saving you considerable expense.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Whether you have a house, a condo, a cottage or even an apartment, it is important to be prepared in case of an incident. AMR adjusts to your home to simplify and improve your comfort.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/quote\/\">Get a quote<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/header>\n\n\n\n<section class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--10);margin-bottom:var(--wp--preset--spacing--10)\">\n<header class=\"wp-block-group alignwide has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading is-style-small-mark is-style-small-mark--3\"><mark class=\"has-inline-color has-white-color\">The different types <\/mark>of home insurance<\/h2>\n\n\n\n<p class=\"is-style-subtitle is-style-subtitle--4 wp-block-paragraph\">At AMR, we make sure to protect what matters to you. Whether you are a homeowner, tenant, or co-owner, it is crucial to choose the right coverage to ensure your peace of mind. Discover the options available to you and find the home insurance policy that best suits your needs.<\/p>\n<\/header>\n\n\n\n<div class=\"wp-block-query alignwide is-layout-flow wp-block-query-is-layout-flow\"><ul class=\"columns-3 wp-block-post-template is-layout-grid wp-container-core-post-template-is-layout-45e90320 wp-block-post-template-is-layout-grid\"><li class=\"wp-block-post post-14905 page type-page status-publish has-post-thumbnail hentry cke_assurances_tax-proprietaire cke_assurances_types-home\">\n<article class=\"wp-block-group is-style-card-small has-global-padding is-layout-constrained wp-block-group-is-layout-constrained is-style-card-small--5 is-linked\"><a class=\"wp-block-group__link\" href=\"https:\/\/multi-risques.com\/en\/personal\/home\/owner\/\" target=\"_self\" rel=\"follow\" aria-hidden=\"true\" tabindex=\"-1\">&nbsp;<\/a>\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><figure style=\"width:224px\" class=\"wp-block-post-featured-image\"><img decoding=\"async\" width=\"224\" height=\"224\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/istock-182058498-224x224.jpg\" class=\"attachment-card-small size-card-small wp-post-image\" alt=\"\" style=\"object-fit:cover;\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/istock-182058498-224x224.jpg 224w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/istock-182058498-448x448.jpg 448w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/istock-182058498-150x150.jpg 150w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/istock-182058498-432x432.jpg 432w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/istock-182058498-376x376.jpg 376w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/istock-182058498-276x276.jpg 276w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/istock-182058498-442x442.jpg 442w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/istock-182058498-552x552.jpg 552w\" sizes=\"(max-width: min(60rem, 224px)) 100vw, min(60rem, 224px)\"><\/figure><\/div>\n\n\n<h3 style=\"font-style:normal;font-weight:700\" class=\"has-link-color wp-elements-676eabdefb4fda54824bda59f21176c6 wp-block-post-title has-text-color has-white-color has-large-font-size\">Homeowners Insurance<\/h3>\n\n\n<p class=\"is-style-default has-medium-large-font-size wp-block-paragraph\" style=\"margin-top:0;font-style:normal;font-weight:700\">Insurance<\/p>\n\n\n<div class=\"wp-block-post-excerpt\"><p class=\"wp-block-post-excerpt__excerpt\">Do you own a house, semi-detached house or row house? Homeowners insurance protects your building and its contents. <\/p><\/div><\/article>\n\n<\/li><li class=\"wp-block-post post-14893 page type-page status-publish has-post-thumbnail hentry cke_assurances_tax-residence-de-prestige cke_assurances_types-home cke_post_display-page-particulier cke_post_display-page-habitation cke_post_display-produit\">\n<article class=\"wp-block-group is-style-card-small has-global-padding is-layout-constrained wp-block-group-is-layout-constrained is-style-card-small--6 is-linked\"><a class=\"wp-block-group__link\" href=\"https:\/\/multi-risques.com\/en\/personal\/home\/luxury-home\/\" target=\"_self\" rel=\"follow\" aria-hidden=\"true\" tabindex=\"-1\">&nbsp;<\/a>\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><figure style=\"width:224px\" class=\"wp-block-post-featured-image\"><img decoding=\"async\" width=\"224\" height=\"224\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2018\/04\/maisonhautevaleur-photo-224x224.jpg\" class=\"attachment-card-small size-card-small wp-post-image\" alt=\"\" style=\"object-fit:cover;\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2018\/04\/maisonhautevaleur-photo-224x224.jpg 224w, https:\/\/multi-risques.com\/wp-content\/uploads\/2018\/04\/maisonhautevaleur-photo-448x448.jpg 448w, https:\/\/multi-risques.com\/wp-content\/uploads\/2018\/04\/maisonhautevaleur-photo-120x120.jpg 120w, https:\/\/multi-risques.com\/wp-content\/uploads\/2018\/04\/maisonhautevaleur-photo-432x432.jpg 432w, https:\/\/multi-risques.com\/wp-content\/uploads\/2018\/04\/maisonhautevaleur-photo-376x376.jpg 376w, https:\/\/multi-risques.com\/wp-content\/uploads\/2018\/04\/maisonhautevaleur-photo-276x276.jpg 276w, https:\/\/multi-risques.com\/wp-content\/uploads\/2018\/04\/maisonhautevaleur-photo-442x442.jpg 442w\" sizes=\"(max-width: min(60rem, 224px)) 100vw, min(60rem, 224px)\"><\/figure><\/div>\n\n\n<h3 style=\"font-style:normal;font-weight:700\" class=\"has-link-color wp-elements-676eabdefb4fda54824bda59f21176c6 wp-block-post-title has-text-color has-white-color has-large-font-size\">Luxury Home Insurance<\/h3>\n\n\n<p class=\"is-style-default has-medium-large-font-size wp-block-paragraph\" style=\"margin-top:0;font-style:normal;font-weight:700\">Insurance<\/p>\n\n\n<div class=\"wp-block-post-excerpt\"><p class=\"wp-block-post-excerpt__excerpt\">Did you know that there is a type of \u201chigh-end\u201d home insurance on the market that offers optimal protection for luxury residences? A prestige home deserves the best possible coverage! <\/p><\/div><\/article>\n\n<\/li><li class=\"wp-block-post post-14922 page type-page status-publish has-post-thumbnail hentry cke_assurances_tax-coproprietaire cke_assurances_types-home\">\n<article class=\"wp-block-group is-style-card-small has-global-padding is-layout-constrained wp-block-group-is-layout-constrained is-style-card-small--7 is-linked\"><a class=\"wp-block-group__link\" href=\"https:\/\/multi-risques.com\/en\/personal\/home\/co-owner\/\" target=\"_self\" rel=\"follow\" aria-hidden=\"true\" tabindex=\"-1\">&nbsp;<\/a>\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><figure style=\"width:224px\" class=\"wp-block-post-featured-image\"><img decoding=\"async\" width=\"224\" height=\"224\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-assurance-coproprio-224x224.jpg\" class=\"attachment-card-small size-card-small wp-post-image\" alt=\"Copropri\u00e9taire - AMR\" style=\"object-fit:cover;\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-assurance-coproprio-224x224.jpg 224w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-assurance-coproprio-448x448.jpg 448w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-assurance-coproprio-150x150.jpg 150w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-assurance-coproprio-432x432.jpg 432w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-assurance-coproprio-376x376.jpg 376w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-assurance-coproprio-276x276.jpg 276w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-assurance-coproprio-442x442.jpg 442w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-assurance-coproprio-552x552.jpg 552w\" sizes=\"(max-width: min(60rem, 224px)) 100vw, min(60rem, 224px)\" \/><\/figure><\/div>\n\n\n<h3 style=\"font-style:normal;font-weight:700\" class=\"has-link-color wp-elements-676eabdefb4fda54824bda59f21176c6 wp-block-post-title has-text-color has-white-color has-large-font-size\">Co-Owner Insurance<\/h3>\n\n\n<p class=\"is-style-default has-medium-large-font-size wp-block-paragraph\" style=\"margin-top:0;font-style:normal;font-weight:700\">Insurance<\/p>\n\n\n<div class=\"wp-block-post-excerpt\"><p class=\"wp-block-post-excerpt__excerpt\">Co-owner insurance protects your property, rental improvements, common areas, and the real estate portions of your condo. <\/p><\/div><\/article>\n\n<\/li><li class=\"wp-block-post post-14906 page type-page status-publish has-post-thumbnail hentry cke_assurances_tax-proprietaire-non-occuppant cke_assurances_types-home\">\n<article class=\"wp-block-group is-style-card-small has-global-padding is-layout-constrained wp-block-group-is-layout-constrained is-style-card-small--8 is-linked\"><a class=\"wp-block-group__link\" href=\"https:\/\/multi-risques.com\/en\/personal\/home\/non-occupant-owner\/\" target=\"_self\" rel=\"follow\" aria-hidden=\"true\" tabindex=\"-1\">&nbsp;<\/a>\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><figure style=\"width:224px\" class=\"wp-block-post-featured-image\"><img decoding=\"async\" width=\"224\" height=\"224\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-proprietaire-non-occupant-224x224.jpg\" class=\"attachment-card-small size-card-small wp-post-image\" alt=\"Propri\u00e9taire Non-occupant - AMR\" style=\"object-fit:cover;\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-proprietaire-non-occupant-224x224.jpg 224w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-proprietaire-non-occupant-448x448.jpg 448w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-proprietaire-non-occupant-150x150.jpg 150w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-proprietaire-non-occupant-432x432.jpg 432w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-proprietaire-non-occupant-376x376.jpg 376w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-proprietaire-non-occupant-276x276.jpg 276w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-proprietaire-non-occupant-442x442.jpg 442w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-proprietaire-non-occupant-552x552.jpg 552w\" sizes=\"(max-width: min(60rem, 224px)) 100vw, min(60rem, 224px)\" \/><\/figure><\/div>\n\n\n<h3 style=\"font-style:normal;font-weight:700\" class=\"has-link-color wp-elements-676eabdefb4fda54824bda59f21176c6 wp-block-post-title has-text-color has-white-color has-large-font-size\">Non-occupant Owner Insurance<\/h3>\n\n\n<p class=\"is-style-default has-medium-large-font-size wp-block-paragraph\" style=\"margin-top:0;font-style:normal;font-weight:700\">Insurance<\/p>\n\n\n<div class=\"wp-block-post-excerpt\"><p class=\"wp-block-post-excerpt__excerpt\">Non-occupant owner insurance takes care of insuring the buildings you own, but in which you do not live! Do you own a duplex or a triplex? <\/p><\/div><\/article>\n\n<\/li><li class=\"wp-block-post post-14923 page type-page status-publish has-post-thumbnail hentry cke_assurances_tax-locataire cke_assurances_types-home\">\n<article class=\"wp-block-group is-style-card-small has-global-padding is-layout-constrained wp-block-group-is-layout-constrained is-style-card-small--9 is-linked\"><a class=\"wp-block-group__link\" href=\"https:\/\/multi-risques.com\/en\/personal\/home\/tenant\/\" target=\"_self\" rel=\"follow\" aria-hidden=\"true\" tabindex=\"-1\">&nbsp;<\/a>\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><figure style=\"width:224px\" class=\"wp-block-post-featured-image\"><img decoding=\"async\" width=\"224\" height=\"224\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-assurances-locataires-224x224.jpg\" class=\"attachment-card-small size-card-small wp-post-image\" alt=\"\" style=\"object-fit:cover;\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-assurances-locataires-224x224.jpg 224w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-assurances-locataires-120x120.jpg 120w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-assurances-locataires-448x448.jpg 448w\" sizes=\"(max-width: min(60rem, 224px)) 100vw, min(60rem, 224px)\"><\/figure><\/div>\n\n\n<h3 style=\"font-style:normal;font-weight:700\" class=\"has-link-color wp-elements-676eabdefb4fda54824bda59f21176c6 wp-block-post-title has-text-color has-white-color has-large-font-size\">Tenant Insurance<\/h3>\n\n\n<p class=\"is-style-default has-medium-large-font-size wp-block-paragraph\" style=\"margin-top:0;font-style:normal;font-weight:700\">Insurance<\/p>\n\n\n<div class=\"wp-block-post-excerpt\"><p class=\"wp-block-post-excerpt__excerpt\">Are you renting an apartment or a room? Renters insurance protects your belongings and covers your liability in the event of damage to the building or to others. <\/p><\/div><\/article>\n\n<\/li><li class=\"wp-block-post post-14924 page type-page status-publish has-post-thumbnail hentry cke_assurances_tax-residence-secondaire-et-residence-saisonniere cke_assurances_types-home\">\n<article class=\"wp-block-group is-style-card-small has-global-padding is-layout-constrained wp-block-group-is-layout-constrained is-style-card-small--10 is-linked\"><a class=\"wp-block-group__link\" href=\"https:\/\/multi-risques.com\/en\/personal\/home\/secondary-residence-and-seasonal-residence\/\" target=\"_self\" rel=\"follow\" aria-hidden=\"true\" tabindex=\"-1\">&nbsp;<\/a>\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><figure style=\"width:224px\" class=\"wp-block-post-featured-image\"><img decoding=\"async\" width=\"224\" height=\"224\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-residence-secondaire-1-224x224.jpg\" class=\"attachment-card-small size-card-small wp-post-image\" alt=\"\" style=\"object-fit:cover;\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-residence-secondaire-1-224x224.jpg 224w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-residence-secondaire-1-120x120.jpg 120w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-residence-secondaire-1-448x448.jpg 448w\" sizes=\"(max-width: min(60rem, 224px)) 100vw, min(60rem, 224px)\"><\/figure><\/div>\n\n\n<h3 style=\"font-style:normal;font-weight:700\" class=\"has-link-color wp-elements-676eabdefb4fda54824bda59f21176c6 wp-block-post-title has-text-color has-white-color has-large-font-size\">Secondary or seasonal residence Insurance<\/h3>\n\n\n<p class=\"is-style-default has-medium-large-font-size wp-block-paragraph\" style=\"margin-top:0;font-style:normal;font-weight:700\">Insurance<\/p>\n\n\n<div class=\"wp-block-post-excerpt\"><p class=\"wp-block-post-excerpt__excerpt\">Do you own a second home that you occupy occasionally? Secondary or seasonal home insurance protects the building, its contents, and your permanent fixtures. <\/p><\/div><\/article>\n\n<\/li><li class=\"wp-block-post post-14903 page type-page status-publish has-post-thumbnail hentry cke_assurances_tax-bateau cke_assurances_types-home\">\n<article class=\"wp-block-group is-style-card-small has-global-padding is-layout-constrained wp-block-group-is-layout-constrained is-style-card-small--11 is-linked\"><a class=\"wp-block-group__link\" href=\"https:\/\/bateauassurance.com\/\" target=\"_self\" rel=\"follow nofollow noopener\" aria-hidden=\"true\" tabindex=\"-1\">&nbsp;<\/a>\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><figure style=\"width:224px\" class=\"wp-block-post-featured-image\"><img decoding=\"async\" width=\"224\" height=\"224\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-assurance-bateau-1-224x224.jpg\" class=\"attachment-card-small size-card-small wp-post-image\" alt=\"Bateaux - AMR\" style=\"object-fit:cover;\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-assurance-bateau-1-224x224.jpg 224w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-assurance-bateau-1-448x448.jpg 448w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-assurance-bateau-1-150x150.jpg 150w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-assurance-bateau-1-432x432.jpg 432w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-assurance-bateau-1-376x376.jpg 376w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-assurance-bateau-1-276x276.jpg 276w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-assurance-bateau-1-442x442.jpg 442w, https:\/\/multi-risques.com\/wp-content\/uploads\/2023\/01\/amr-assurance-bateau-1-552x552.jpg 552w\" sizes=\"(max-width: min(60rem, 224px)) 100vw, min(60rem, 224px)\" \/><\/figure><\/div>\n\n\n<h3 style=\"font-style:normal;font-weight:700\" class=\"has-link-color wp-elements-676eabdefb4fda54824bda59f21176c6 wp-block-post-title has-text-color has-white-color has-large-font-size\">Boat Insurance<\/h3>\n\n\n<p class=\"is-style-default has-medium-large-font-size wp-block-paragraph\" style=\"margin-top:0;font-style:normal;font-weight:700\">Insurance<\/p>\n\n\n<div class=\"wp-block-post-excerpt\"><p class=\"wp-block-post-excerpt__excerpt\">Insurance is as important on land as it is at sea! Be sure to properly protect your fishing boat, pontoon boat, personal watercraft, sailboat, or other recreational boat. <\/p><\/div><\/article>\n\n<\/li><\/ul><\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--10);margin-bottom:var(--wp--preset--spacing--10)\">\n<div class=\"wp-block-columns alignwide are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-8122e015 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<article class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading is-style-small-mark is-style-small-mark--12\">Having trouble getting insurance?<\/h2>\n\n\n\n<p class=\"is-style-subtitle is-style-subtitle--13 wp-block-paragraph\">Do you have a criminal record? Have you failed to declare personal bankruptcy? Does your insurer no longer want to insure you because your situation has changed? Have you made too many claims and your insurer has terminated your contract?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These are just a few examples of situations we deal with. As independent insurance brokers, we are in the best position to help you if you are having difficulty obtaining insurance. We are equipped to defend your interests and find a solution tailored to your situation. Trust our experts to help you find insurance!<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/personal\/products-and-solutions-personal\/personal-insurance-problems\/\">Learn more<\/a><\/div>\n<\/div>\n<\/article>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-large\"><img data-dominant-color=\"636864\" data-has-transparency=\"false\" style=\"--dominant-color: #636864;\" decoding=\"async\" width=\"1200\" height=\"1200\" sizes=\"(max-width: min(60rem, 1200px)) 100vw, min(60rem, 1200px)\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/09\/amr-problemes-assurances-1200x1200.jpg\" alt=\"\" class=\"wp-image-13284 not-transparent\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/09\/amr-problemes-assurances-1200x1200.jpg 1200w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/09\/amr-problemes-assurances-720x720.jpg 720w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/09\/amr-problemes-assurances-120x120.jpg 120w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/09\/amr-problemes-assurances-768x768.jpg 768w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/09\/amr-problemes-assurances-960x960.jpg 960w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/09\/amr-problemes-assurances-480x480.jpg 480w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/09\/amr-problemes-assurances-240x240.jpg 240w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/09\/amr-problemes-assurances-224x224.jpg 224w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/09\/amr-problemes-assurances-448x448.jpg 448w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/09\/amr-problemes-assurances.jpg 1360w\" \/><\/figure>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignwide query_section has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--10);margin-bottom:var(--wp--preset--spacing--10)\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-8122e015 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\n<header class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading is-style-small-mark is-style-small-mark--14\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">Answers <\/mark>to your questions<\/h2>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/frequently-asked-questions\/\">See our FAQ<\/a><\/div>\n<\/div>\n<\/header>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<section class=\"wp-block-query alignwide accordeons is-layout-flow wp-block-query-is-layout-flow\"><ul class=\"accordeons wp-block-post-template is-layout-flow wp-block-post-template-is-layout-flow\"><li class=\"wp-block-post post-18158 cke_faqs type-cke_faqs status-publish hentry cke_assurances_tax-proprietaire cke_assurances_tax-auto cke_assurances_types-personal cke_assurances_types-home cke_assurances_types-vehicle cke_faq_types-general-questions cke_post_display-page-habitation cke_post_display-page-vehicules cke_post_display-produit\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Is it worth combining car and home insurance?<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Yes, it is generally worth combining your car and home insurance. Many insurers offer substantial discounts if you take out both policies with them. This also makes it easier to manage your policies and simplifies the claims process if an incident causes damage to both your car and your home.  <\/p>\n\n<p class=\"wp-block-paragraph\">However, this is not necessarily always the case. Certain specific situations \u2013 for example, insuring a century-old house or if you have a poor driving record \u2013 may mean that it is more cost-effective to take out specialist insurance rather than pay a higher premium with a standard insurer. <\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9941 cke_faqs type-cke_faqs status-publish hentry cke_assurances_tax-proprietaire cke_assurances_tax-residence-secondaire-et-residence-saisonniere cke_faq_types-home-insurance cke_post_display-page-habitation cke_post_display-produit\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Is home insurance mandatory?<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">In Quebec, home insurance is not mandatory, unless it is required by a financial institution in the case of a mortgage loan.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, home insurance is strongly recommended to protect you financially in the event of fire, theft, or water damage, for example. To deal with any eventuality, it is always better to protect yourself against all risks!<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/tips-and-advice\/home-insurance-and-civil-liability\/\">Read more<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-18164 cke_faqs type-cke_faqs status-publish hentry cke_assurances_tax-proprietaire cke_assurances_tax-residence-secondaire-et-residence-saisonniere cke_assurances_tax-locataire cke_assurances_tax-coproprietaire cke_assurances_types-personal cke_assurances_types-home cke_faq_types-home-insurance cke_post_display-page-habitation cke_post_display-produit\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">What does home insurance cover?<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Home insurance protects your home and personal property against various risks. This generally includes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/multi-risques.com\/en\/tips-and-advice\/home-insurance-and-civil-liability\/\">civil liability;<\/a><\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>theft;<\/li>\n\n\n\n<li>vandalism\u2009;<\/li>\n\n\n\n<li>fire\u2009;<\/li>\n\n\n\n<li>wing\u2009; <\/li>\n\n\n\n<li>ice;<\/li>\n\n\n\n<li>hail. <\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">However, there may be several differences from one insurer to another, and it\u2019s important to carefully check what is included and excluded in your insurance policy. <\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/tips-and-advice\/what-is-not-covered-by-my-home-insurance\/\">Learn more about exclusions<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-18165 cke_faqs type-cke_faqs status-publish hentry cke_assurances_tax-proprietaire cke_assurances_tax-residence-secondaire-et-residence-saisonniere cke_assurances_tax-locataire cke_assurances_tax-proprietaire-non-occuppant cke_assurances_tax-coproprietaire cke_assurances_types-personal cke_assurances_types-home cke_faq_types-home-insurance cke_post_display-page-habitation cke_post_display-produit\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Is water damage covered by my home insurance?<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Not all water damage is covered by your home insurance. Basic coverage generally covers only damage caused by water originating from inside the home. This may include, for example, overflowing plumbing fixtures (washing machine, toilet, water heater, dishwasher, etc.) or a broken water supply line.  <\/p>\n\n<p class=\"wp-block-paragraph\">Damage caused by a water heater is generally covered by insurance companies, under certain conditions. Your appliance must be no more than 10 or 12 years old and in good working condition. <\/p>\n\n<p class=\"wp-block-paragraph\">For floods, sewer backups, and water leaks through the roof, you\u2019ll need to add optional riders to your home insurance policy.<\/p>\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/tips-and-advice\/es-tu-bien-couvert-contre-les-degats-deau\/\">Learn more about water damage<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-18166 cke_faqs type-cke_faqs status-publish hentry cke_assurances_tax-residence-de-prestige cke_assurances_types-personal cke_assurances_types-home cke_faq_types-home-insurance cke_post_display-page-habitation cke_post_display-produit\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Are my personal belongings covered outside the home?<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">Yes, most home insurance policies in Quebec cover your personal property outside the home, including when you\u2019re traveling. However, this coverage is subject to certain conditions and limits. It applies in the event of theft or accidental damage, but rarely covers the simple loss of an item.<\/p>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-15702 cke_faqs type-cke_faqs status-publish hentry cke_assurances_tax-proprietaire cke_assurances_types-personal cke_assurances_types-home cke_faq_types-general-questions cke_post_display-page-habitation cke_post_display-produit\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">Can my insurer terminate my home insurance policy if I make too many claims?<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">If you make a number of claims that your insurer considers excessive within a short period of time, they may terminate your insurance policy. However, the insurer must send you a written notice and the cancellation will take effect 15 days after you receive the notice. In such a case, an insurer is not entitled to charge you a penalty and must refund any excess premiums you may have paid.<\/p>\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/tips-and-advice\/frequent-claims\/\">To learn more<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><li class=\"wp-block-post post-9910 cke_faqs type-cke_faqs status-publish hentry cke_assurances_tax-proprietaire cke_assurances_types-personal cke_assurances_types-home cke_assurances_types-vehicle cke_faq_types-general-questions cke_post_display-page-habitation cke_post_display-produit\">\n\n<article class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\"><article class=\"alignfull wp-block-cke-accordion-item is-layout-flow wp-block-cke-accordion-item-is-layout-flow\">\n\t<div class=\"acf-innerblocks-container\">\n\n<header class=\"align wp-block-cke-accordion-head is-layout-flow wp-block-cke-accordion-head-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-head__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><h3 class=\"wp-block-post-title\">How do I report a loss to my insurer and file a claim?<\/h3><\/div>\n\n<\/div>\n\t<div class=\"wp-block-cke-accordion-head_toggle\"><i class=\"fa-sharp fa-chevron-down\"><\/i><\/i><\/div>\n<\/header>\n\t\n\n<article class=\"align wp-block-cke-accordion-body is-layout-flow wp-block-cke-accordion-body-is-layout-flow\">\n\t<div class=\"wp-block-cke-accordion-body__ctn is-layout-flow\">\n\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><div class=\"entry-content wp-block-post-content is-layout-flow wp-block-post-content-is-layout-flow\">\n<p class=\"wp-block-paragraph\">En cas de sinistre, vous devez contacter rapidement votre assureur ou votre courtier AMR qui prendra en charge les communications et les In the event of a claim, you should contact your insurer or your AMR broker as soon as possible; they will handle all communications and procedures with your insurance company.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To ensure your claim is handled properly and to minimise processing times, your insurer will need detailed information:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Explain the circumstances of the incident (date, place, time, people involved, etc.);<\/li>\n\n\n\n<li>Make a list of the damaged or stolen items;<\/li>\n\n\n\n<li>Gather all relevant documents (photos, receipts, invoices, police report, etc.)<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">You will then need to follow the instructions provided by your insurance company, via your broker, regarding damage assessment, repairs and reimbursements. It is also important to keep a record of all documents and correspondence relating to your claim.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/tips-and-advice\/how-to-make-an-insurance-claim\/\">Learn more<\/a><\/div>\n<\/div>\n<\/div><\/div>\n\n<\/div>\n<\/article>\n\n<\/div>\n<\/article>\n<\/article>\n\n<\/li><\/ul><\/section>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignfull query_section has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--10);margin-bottom:var(--wp--preset--spacing--10)\">\n<header class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--3);margin-bottom:var(--wp--preset--spacing--3)\">\n<h2 class=\"wp-block-heading has-text-align-center is-style-small-mark is-style-small-mark--15\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">Tips <\/mark>and advices<\/h2>\n<\/header>\n\n\n\n<div class=\"wp-block-query alignwide is-layout-flow wp-block-query-is-layout-flow\"><ul class=\"columns-3 wp-block-post-template is-layout-grid wp-container-core-post-template-is-layout-45e90320 wp-block-post-template-is-layout-grid\"><li class=\"wp-block-post post-18115 cke_blogue type-cke_blogue status-publish has-post-thumbnail hentry cke_assurances_types-personal cke_assurances_types-home cke_post_display-page-particulier cke_post_display-page-habitation\">\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-bbbd69c6 wp-block-group-is-layout-constrained is-style-card-small--16 is-linked\"><a class=\"wp-block-group__link\" href=\"https:\/\/multi-risques.com\/en\/tips-and-advice\/high-risk-areas-for-insurance-in-quebec\/\" target=\"_self\" rel=\"follow\" aria-hidden=\"true\" tabindex=\"-1\">&nbsp;<\/a>\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><figure class=\"wp-block-post-featured-image\"><img decoding=\"async\" width=\"224\" height=\"224\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2026\/07\/amr-article-zone-risques-224x224.jpg\" class=\"attachment-card-small size-card-small not-transparent wp-post-image\" alt=\"a house set against a forest landscape, with smoke from a forest fire in the distance in the background\" style=\"--dominant-color: #76745b;object-fit:cover;\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2026\/07\/amr-article-zone-risques-224x224.jpg 224w, https:\/\/multi-risques.com\/wp-content\/uploads\/2026\/07\/amr-article-zone-risques-120x120.jpg 120w, https:\/\/multi-risques.com\/wp-content\/uploads\/2026\/07\/amr-article-zone-risques-448x448.jpg 448w\" sizes=\"(max-width: min(60rem, 224px)) 100vw, min(60rem, 224px)\" data-has-transparency=\"false\" data-dominant-color=\"76745b\" \/><\/figure><\/div>\n\n\n<div class=\"wp-block-post-date has-small-font-size\"><time datetime=\"2026-07-20T12:53:02-04:00\">July 20, 2026<\/time><\/div>\n\n<h3 style=\"font-style:normal;font-weight:700;margin-top:0;margin-bottom:0\" class=\"has-link-color wp-elements-ad0959739490a8546c414bb3aa19951d wp-block-post-title has-text-color has-white-color has-large-font-size\">What Are The High-Risk Areas For Insurance in Quebec?<\/h3><\/article>\n\n<\/li><li class=\"wp-block-post post-18034 cke_blogue type-cke_blogue status-publish has-post-thumbnail hentry cke_assurances_tax-proprietaire cke_assurances_tax-residence-secondaire-et-residence-saisonniere cke_assurances_types-personal cke_assurances_types-home cke_post_display-page-particulier cke_post_display-page-habitation cke_post_display-produit\">\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-bbbd69c6 wp-block-group-is-layout-constrained is-style-card-small--17 is-linked\"><a class=\"wp-block-group__link\" href=\"https:\/\/multi-risques.com\/en\/tips-and-advice\/climate-change-and-insurance\/\" target=\"_self\" rel=\"follow\" aria-hidden=\"true\" tabindex=\"-1\">&nbsp;<\/a>\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><figure class=\"wp-block-post-featured-image\"><img decoding=\"async\" width=\"224\" height=\"224\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2026\/07\/amr-article-changements-climatiques-assurance-224x224.jpg\" class=\"attachment-card-small size-card-small not-transparent wp-post-image\" alt=\"The roof of a house protruding from the water after severe flooding\" style=\"--dominant-color: #6e6d4f;object-fit:cover;\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2026\/07\/amr-article-changements-climatiques-assurance-224x224.jpg 224w, https:\/\/multi-risques.com\/wp-content\/uploads\/2026\/07\/amr-article-changements-climatiques-assurance-120x120.jpg 120w, https:\/\/multi-risques.com\/wp-content\/uploads\/2026\/07\/amr-article-changements-climatiques-assurance-448x448.jpg 448w\" sizes=\"(max-width: min(60rem, 224px)) 100vw, min(60rem, 224px)\" data-has-transparency=\"false\" data-dominant-color=\"6e6d4f\" \/><\/figure><\/div>\n\n\n<div class=\"wp-block-post-date has-small-font-size\"><time datetime=\"2026-07-07T11:13:49-04:00\">July 7, 2026<\/time><\/div>\n\n<h3 style=\"font-style:normal;font-weight:700;margin-top:0;margin-bottom:0\" class=\"has-link-color wp-elements-ad0959739490a8546c414bb3aa19951d wp-block-post-title has-text-color has-white-color has-large-font-size\">The Impact of Climate Change on Your Insurance<\/h3><\/article>\n\n<\/li><li class=\"wp-block-post post-17961 cke_blogue type-cke_blogue status-publish has-post-thumbnail hentry cke_assurances_tax-proprietaire cke_assurances_tax-residence-secondaire-et-residence-saisonniere cke_assurances_tax-locataire cke_assurances_tax-auto cke_assurances_tax-moto cke_assurances_tax-motoneige cke_assurances_tax-vehicule-recreatif cke_assurances_tax-proprietaire-non-occuppant cke_assurances_tax-coproprietaire cke_assurances_types-personal cke_assurances_types-home cke_assurances_types-vehicle cke_post_display-page-particulier cke_post_display-page-habitation cke_post_display-produit\">\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-bbbd69c6 wp-block-group-is-layout-constrained is-style-card-small--18 is-linked\"><a class=\"wp-block-group__link\" href=\"https:\/\/multi-risques.com\/en\/tips-and-advice\/how-to-make-an-insurance-claim\/\" target=\"_self\" rel=\"follow\" aria-hidden=\"true\" tabindex=\"-1\">&nbsp;<\/a>\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><figure class=\"wp-block-post-featured-image\"><img decoding=\"async\" width=\"224\" height=\"224\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2026\/06\/amr-reclamation-assurance-224x224.jpg\" class=\"attachment-card-small size-card-small not-transparent wp-post-image\" alt=\"Plan d&#039;un jeune homme en train de faire le point sur ses assurances chez lui\" style=\"--dominant-color: #8b857f;object-fit:cover;\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2026\/06\/amr-reclamation-assurance-224x224.jpg 224w, https:\/\/multi-risques.com\/wp-content\/uploads\/2026\/06\/amr-reclamation-assurance-120x120.jpg 120w, https:\/\/multi-risques.com\/wp-content\/uploads\/2026\/06\/amr-reclamation-assurance-448x448.jpg 448w\" sizes=\"(max-width: min(60rem, 224px)) 100vw, min(60rem, 224px)\" data-has-transparency=\"false\" data-dominant-color=\"8b857f\" \/><\/figure><\/div>\n\n\n<div class=\"wp-block-post-date has-small-font-size\"><time datetime=\"2026-06-17T09:47:07-04:00\">June 17, 2026<\/time><\/div>\n\n<h3 style=\"font-style:normal;font-weight:700;margin-top:0;margin-bottom:0\" class=\"has-link-color wp-elements-ad0959739490a8546c414bb3aa19951d wp-block-post-title has-text-color has-white-color has-large-font-size\">How to Make an Insurance Claim Step by Step<\/h3><\/article>\n\n<\/li><li class=\"wp-block-post post-17909 cke_blogue type-cke_blogue status-publish has-post-thumbnail hentry cke_assurances_tax-proprietaire cke_assurances_tax-residence-secondaire-et-residence-saisonniere cke_assurances_tax-proprietaire-non-occuppant cke_assurances_tax-coproprietaire cke_assurances_types-personal cke_assurances_types-home cke_post_display-page-particulier cke_post_display-page-habitation cke_post_display-produit\">\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-bbbd69c6 wp-block-group-is-layout-constrained is-style-card-small--19 is-linked\"><a class=\"wp-block-group__link\" href=\"https:\/\/multi-risques.com\/en\/tips-and-advice\/what-is-not-covered-by-my-home-insurance\/\" target=\"_self\" rel=\"follow\" aria-hidden=\"true\" tabindex=\"-1\">&nbsp;<\/a>\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><figure class=\"wp-block-post-featured-image\"><img decoding=\"async\" width=\"224\" height=\"224\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2026\/05\/amr-ce-qui-nest-pas-couvert-assurance-habitation-1-224x224.jpg\" class=\"attachment-card-small size-card-small not-transparent wp-post-image\" alt=\"A row of small wooden houses arranged on a table, topped with question marks\" style=\"--dominant-color: #c0b9bd;object-fit:cover;\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2026\/05\/amr-ce-qui-nest-pas-couvert-assurance-habitation-1-224x224.jpg 224w, https:\/\/multi-risques.com\/wp-content\/uploads\/2026\/05\/amr-ce-qui-nest-pas-couvert-assurance-habitation-1-120x120.jpg 120w, https:\/\/multi-risques.com\/wp-content\/uploads\/2026\/05\/amr-ce-qui-nest-pas-couvert-assurance-habitation-1-448x448.jpg 448w\" sizes=\"(max-width: min(60rem, 224px)) 100vw, min(60rem, 224px)\" data-has-transparency=\"false\" data-dominant-color=\"c0b9bd\" \/><\/figure><\/div>\n\n\n<div class=\"wp-block-post-date has-small-font-size\"><time datetime=\"2026-05-27T11:31:27-04:00\">May 27, 2026<\/time><\/div>\n\n<h3 style=\"font-style:normal;font-weight:700;margin-top:0;margin-bottom:0\" class=\"has-link-color wp-elements-ad0959739490a8546c414bb3aa19951d wp-block-post-title has-text-color has-white-color has-large-font-size\">What Is NOT Covered By My Home Insurance?<\/h3><\/article>\n\n<\/li><li class=\"wp-block-post post-16297 cke_blogue type-cke_blogue status-publish has-post-thumbnail hentry cke_assurances_tax-proprietaire cke_assurances_tax-residence-secondaire-et-residence-saisonniere cke_assurances_tax-proprietaire-non-occuppant cke_assurances_tax-coproprietaire cke_assurances_types-personal cke_assurances_types-home cke_post_display-page-particulier cke_post_display-page-habitation cke_post_display-produit\">\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-bbbd69c6 wp-block-group-is-layout-constrained is-style-card-small--20 is-linked\"><a class=\"wp-block-group__link\" href=\"https:\/\/multi-risques.com\/en\/tips-and-advice\/home-insurance-and-civil-liability\/\" target=\"_self\" rel=\"follow\" aria-hidden=\"true\" tabindex=\"-1\">&nbsp;<\/a>\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><figure class=\"wp-block-post-featured-image\"><img decoding=\"async\" width=\"224\" height=\"224\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2026\/05\/amr-assurance-habitation-responsabilite-civile-224x224.jpg\" class=\"attachment-card-small size-card-small not-transparent wp-post-image\" alt=\"Hand holding red wooden blocks with insurance icons, blue background.\" style=\"--dominant-color: #62744e;object-fit:cover;\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2026\/05\/amr-assurance-habitation-responsabilite-civile-224x224.jpg 224w, https:\/\/multi-risques.com\/wp-content\/uploads\/2026\/05\/amr-assurance-habitation-responsabilite-civile-120x120.jpg 120w, https:\/\/multi-risques.com\/wp-content\/uploads\/2026\/05\/amr-assurance-habitation-responsabilite-civile-448x448.jpg 448w\" sizes=\"(max-width: min(60rem, 224px)) 100vw, min(60rem, 224px)\" data-has-transparency=\"false\" data-dominant-color=\"62744e\" \/><\/figure><\/div>\n\n\n<div class=\"wp-block-post-date has-small-font-size\"><time datetime=\"2026-05-11T14:09:24-04:00\">May 11, 2026<\/time><\/div>\n\n<h3 style=\"font-style:normal;font-weight:700;margin-top:0;margin-bottom:0\" class=\"has-link-color wp-elements-ad0959739490a8546c414bb3aa19951d wp-block-post-title has-text-color has-white-color has-large-font-size\">Home Insurance and Civil Liability<\/h3><\/article>\n\n<\/li><li class=\"wp-block-post post-17679 cke_blogue type-cke_blogue status-publish has-post-thumbnail hentry cke_assurances_tax-proprietaire cke_assurances_tax-residence-secondaire-et-residence-saisonniere cke_assurances_tax-locataire cke_assurances_tax-proprietaire-non-occuppant cke_assurances_tax-coproprietaire cke_assurances_types-personal cke_assurances_types-home cke_assurances_types-particulier cke_post_display-page-habitation cke_post_display-produit\">\n<article class=\"wp-block-group is-style-card-small has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-bbbd69c6 wp-block-group-is-layout-constrained is-style-card-small--21 is-linked\"><a class=\"wp-block-group__link\" href=\"https:\/\/multi-risques.com\/en\/tips-and-advice\/es-tu-bien-couvert-contre-les-degats-deau\/\" target=\"_self\" rel=\"follow\" aria-hidden=\"true\" tabindex=\"-1\">&nbsp;<\/a>\n<div class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-6ad0a06a wp-block-group-is-layout-constrained\"><figure class=\"wp-block-post-featured-image\"><img decoding=\"async\" width=\"224\" height=\"224\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2020\/10\/amr-degats-eau-224x224.jpg\" class=\"attachment-card-small size-card-small wp-post-image\" alt=\"Homeowners experiencing problems in their home\" style=\"object-fit:cover;\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2020\/10\/amr-degats-eau-224x224.jpg 224w, https:\/\/multi-risques.com\/wp-content\/uploads\/2020\/10\/amr-degats-eau-120x120.jpg 120w, https:\/\/multi-risques.com\/wp-content\/uploads\/2020\/10\/amr-degats-eau-448x448.jpg 448w\" sizes=\"(max-width: min(60rem, 224px)) 100vw, min(60rem, 224px)\" \/><\/figure><\/div>\n\n\n<div class=\"wp-block-post-date has-small-font-size\"><time datetime=\"2026-03-10T12:02:14-04:00\">March 10, 2026<\/time><\/div>\n\n<h3 style=\"font-style:normal;font-weight:700;margin-top:0;margin-bottom:0\" class=\"has-link-color wp-elements-ad0959739490a8546c414bb3aa19951d wp-block-post-title has-text-color has-white-color has-large-font-size\">Are You Properly Covered for Water Damage?<\/h3><\/article>\n\n<\/li><\/ul><\/div>\n\n\n\n<footer class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--3)\">\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-bc43f0fd wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/tips-and-advice\/\">All our tips and advice<\/a><\/div>\n<\/div>\n<\/footer>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignfull is-block-gris has-gris-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-bottom:var(--wp--preset--spacing--6)\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-8122e015 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<header class=\"wp-block-group has-global-padding is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-579326a7 wp-block-group-is-layout-constrained wp-container-24 is-position-sticky\" style=\"padding-top:var(--wp--preset--spacing--10)\">\n<h2 class=\"wp-block-heading has-text-align-left is-style-small-mark is-style-small-mark--22\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">Why <\/mark> choose us?<\/h2>\n\n\n\n<p class=\"is-style-subtitle has-vert-color has-text-color has-link-color wp-elements-1d52a084d785e8cd19177105af632434 is-style-subtitle--23 wp-block-paragraph\">When you choose AMR Assurances Multi-Risques, you\u2019re opting for a team of insurance experts. More than just brokers, we are advisors who have your best interests at heart.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Our primary mission is to represent you with various insurers and to offer you a product that meets your needs. And because life moves fast, we negotiate to get you the best insurance contract at the best quality-price ratio to guarantee you peace of mind.<\/p>\n\n\n\n<p class=\"has-vert-color has-text-color has-link-color has-x-large-font-size wp-elements-ff804ac050bafae5d687fb999a2d776e wp-block-paragraph\" style=\"font-style:normal;font-weight:600\">Don&#8217;t wait any longer!<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/about-amr\/why-amr\/\">Discover the power of our brokers<\/a><\/div>\n<\/div>\n<\/header>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:var(--wp--preset--spacing--10);flex-basis:50%\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-172d77cb wp-block-group-is-layout-constrained\" style=\"padding-bottom:var(--wp--preset--spacing--2)\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"800\" height=\"769\" sizes=\"(max-width: min(60rem, 800px)) 100vw, min(60rem, 800px)\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-passion.png\" alt=\"\" class=\"wp-image-10884\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-passion.png 800w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-passion-720x692.png 720w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-passion-768x738.png 768w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-passion-480x461.png 480w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-passion-240x231.png 240w\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-vert-fonce-color has-text-color has-link-color wp-elements-cfccdd838caab229131b5eb486b3f189\">We&#8217;re passionate about insurance<\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-172d77cb wp-block-group-is-layout-constrained\" style=\"padding-bottom:var(--wp--preset--spacing--2)\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"800\" height=\"769\" sizes=\"(max-width: min(60rem, 800px)) 100vw, min(60rem, 800px)\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-comparer.png\" alt=\"\" class=\"wp-image-10887\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-comparer.png 800w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-comparer-720x692.png 720w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-comparer-768x738.png 768w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-comparer-480x461.png 480w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-comparer-240x231.png 240w\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-vert-fonce-color has-text-color has-link-color wp-elements-9d1a51e5ae7cc9c90e835891c60891c6\">We compare the best protections<\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-2073969b wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"800\" height=\"769\" sizes=\"(max-width: min(60rem, 800px)) 100vw, min(60rem, 800px)\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-langage.png\" alt=\"\" class=\"wp-image-10891\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-langage.png 800w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-langage-720x692.png 720w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-langage-768x738.png 768w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-langage-480x461.png 480w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/amr-langage-240x231.png 240w\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center has-vert-fonce-color has-text-color has-link-color wp-elements-c5268dfa79f16642cfa904bc73f9c5d4\">We speak your language<\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-group alignfull has-offset has-vert-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image aligncenter size-full is-resized offset\"><img decoding=\"async\" width=\"225\" height=\"225\" sizes=\"(max-width: min(60rem, 224px)) 100vw, min(60rem, 224px)\" src=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/unnamed-file.png\" alt=\"\" class=\"wp-image-11235\" style=\"width:224px\" srcset=\"https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/unnamed-file.png 225w, https:\/\/multi-risques.com\/wp-content\/uploads\/2025\/08\/unnamed-file-120x120.png 120w\" \/><\/figure>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-4d95d27f wp-block-group-is-layout-constrained\" style=\"padding-bottom:var(--wp--preset--spacing--6)\">\n<header class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-container-core-group-is-layout-f2857a70 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading alignwide has-text-align-center is-style-small-mark has-white-color has-text-color has-link-color wp-elements-72930e3f5b2b13051c60d48febcefeb6 is-style-small-mark--25\">Water, fire, smoke or vandalism damage?<\/h3>\n\n\n\n<h2 class=\"wp-block-heading alignfull has-text-align-center has-vert-fonce-color has-text-color has-link-color has-xxx-large-font-size wp-elements-126dc18df408245281cee0dc11ba4973\" style=\"padding-top:var(--wp--preset--spacing--1-5);padding-bottom:var(--wp--preset--spacing--1);font-style:normal;font-weight:600;line-height:0.9\">don&#8217;t panic!<\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-white-color\">We&#8217;re here to help<\/mark><\/h3>\n<\/header>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\" style=\"padding-top:var(--wp--preset--spacing--2)\">often occur when you least expect them. AMR Assurances Multi-Risques guides you step by step to help relieve all your worries.<\/p>\n\n\n\n<div class=\"wp-block-buttons alignwide is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-bc43f0fd wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vert-fonce-color has-text-color has-link-color has-border-color has-vert-fonce-border-color wp-element-button\" href=\"https:\/\/multi-risques.com\/en\/make-a-claim\/\">Make a claim<\/a><\/div>\n<\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"Discover our home insurance policies for individuals. Protect yourself with AMR.","protected":false},"author":1,"featured_media":17992,"parent":14873,"menu_order":6,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"cke_assurances_tax":[],"cke_assurances_types":[],"cke_post_display":[104],"class_list":["post-15958","page","type-page","status-publish","has-post-thumbnail","hentry","cke_post_display-page-habitation"],"acf":[],"mb":[],"mfb_rest_fields":["title"],"_links":{"self":[{"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/pages\/15958","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/comments?post=15958"}],"version-history":[{"count":0,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/pages\/15958\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/pages\/14873"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/media\/17992"}],"wp:attachment":[{"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/media?parent=15958"}],"wp:term":[{"taxonomy":"cke_assurances_tax","embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/cke_assurances_tax?post=15958"},{"taxonomy":"cke_assurances_types","embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/cke_assurances_types?post=15958"},{"taxonomy":"cke_post_display","embeddable":true,"href":"https:\/\/multi-risques.com\/en\/wp-json\/wp\/v2\/cke_post_display?post=15958"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}