Since they are not affiliated with any insurance companies, they are free to compare the offers of all the insurers on the market and negotiate with them in order to find you the coverage that best suits your needs and your budget.
They also watch for market fluctuations. That way, you won’t have to get new quotes every year in order to get the best price.
With no quotas to fill, they are free to objectively analyze your needs and make recommendations.
They work for their clients, and their clients only!
For example, if your insurer decides to inspect your home, your broker will make sure that their analysis is fair and that your coverage truly meets your needs. Or if your insurer fails to call you back within a reasonable amount of time after you declare an incident, your broker can contact your insurer to speed up the process.
They’re your trusted intermediary between you and your insurer, facilitating administration and communication, and protecting and championing your rights above all else.
In the event of a claim, they are also responsible for reading and fully understanding your insurance policy so they can make sure that all clauses are respected and help you get everything you’re entitled to.
AMR’s brokers have in-depth knowledge of the insurance market and its products.
Their role is not to sell insurance policies to their clients, but rather to represent them, clearly explain information, help them shop around and find the right products for them.
They look beyond the best price, because that’s not the most important thing: they make sure that your coverage is truly right for you and they leave no stone unturned. Even if they don’t always tell you what you want to hear, know that your well-being and the protection of your assets is always their top priority.
By trusting their expertise, you’re sure to avoid some unpleasant surprises in the event of a claim!
Our close relationships with numerous insurance companies open the doors to a wide variety of insurance solutions, some of which aren’t very common! We can even showcase your file to insurers.
And since your interests are our priority, we’re ready to double our efforts to make sure you get protection for what matters.
A general insurance broker is an independent professional who can negotiate with different insurance companies and represent you impartially.
A general insurance agent is affiliated with an insurance company. They can only offer you products from their employer.
