Are you passionate about motorcycles and love spending your free time on your two-wheeler? This article is for you! Assurances Multi-Risques shares its best tips to help you save money on your motorcycle insurance.
Where and with whom should you insure your motorcycle?
We strongly advise you to contact a broker or insurer specializing in motorcycle insurance. By insuring with a motorcycle specialist, you can be sure that the insurance company has a better understanding of your situation and the specific characteristics of a motorcycle than an insurer with little knowledge of this type of vehicle. Usually, by insuring your motorcycle with a specialized insurer, you maximize your insurance coverage while benefiting from a competitive insurance premium.
A few tips to reduce your motorcycle insurance premium
- Contact an independent insurance broker who negotiates with several insurers specializing in motorcycles.
- Be sure to keep a good record of the claim.
- Avoid requesting minor repairs;
- Drive carefully and make sure you maintain a good driving record, as this affects your motorcycle and car insurance premiums.
- Consider increasing your deductibles if the premium savings are worth it.
- Insure your motorcycle with the same insurer to benefit from a multiple vehicle discount if you have several recreational vehicles or if your spouse owns a recreational vehicle.
- Consider canceling certain coverages if your insurance premium is high and your motorcycle is old.
- Find out about motorcycle refresher courses, as some motorcycle insurers offer discounts to those who take them.
- Notify your insurer if you are a member of a motorcycle club, as some insurers offer additional discounts to motorcycle club members.
- Have a recognized alarm system installed for a chance to receive an additional discount.
Bien entendu, il est beaucoup plus plaisant d’acheter une nouvelle moto que de magasiner et d’acheter une assurance pour votre moto. Et c’est précisément pour cette raison que nous vous conseillons fortement de contacter un courtier d’assurance indépendant et spécialisé en assurance motocyclette. Il sera en mesure de négocier pour vous la meilleure assurance pour vos besoins et vous guidera et conseillera sur la meilleure démarche à adopter. En attendant, voici le lien d’un article précèdent qui vous donnera quelques conseils sur le type de protections disponibles pour votre assurance moto : https://multi-risques.com/particuliers/vehicules/moto/
Have a safe trip and take care!