Information technology and multimedia
Information Technology and Multimedia Insurance protects all your activities. As this is a rapidly evolving field, our team of independent brokers ensures that they are up to date with the latest insurance trends for companies operating in this sector.
Calling on AMR means unburdening yourself so you can leave more room for creativity and innovation!
This insurance is intended for communications agencies, content creators, network managers, app developers, internet and support service providers, computer security professionals, hosting and networking services, consultants, and so on.
Types of coverage and options
Multiple coverages tailored to your situation.
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Civil liability
No matter the services you offer, the products you sell or the location of your business, we can cover your civil liability. Civil liability protection follows you step by step and protects you in the event of accidental damage to other people or their property. This coverage is your proof of solvency! This insurance will also protect you if an accident occurs on your company’s premises or if damages are caused to the property of others.
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Building and contents
In the event of damage caused by fire, theft, vandalism or any other risk, your building will be covered—if, of course, you are the owner of the building. This protection can also include your company buildings, their contents, leasehold improvements (if you are the tenant of the space) and your computer equipment, as the case may be. It is important to be aware of the exclusions mentioned in the contract.
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Operating loss
Operating loss insurance covers a decrease in revenue if you have to interrupt your operations or relocate due to an incident, such as a fire. This protection can also include additional costs that may be significant during an incident. This protection allows you to keep your earnings in place until your income returns to normal. Coverage is for 12 months, but it is possible to obtain 18 or 24 months of coverage. It is important to verify the number of months needed and the time frame for replacing your equipment.
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Directors and officers liability insurance
Did you know that since the new Law 141 came into effect, directors and officers insurance is mandatory for unions? Whether you are a condominium association or a company with various shareholders, AMR has the right insurance product for your needs. Directors and officers insurance protects your assets and those of your company, union, or organization.
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Global policy
This protection should be considered for all industries and companies that are active internationally. It is important to deal with an insurer that can cover your international activities. With online access, a growing number of companies have customers from all over the world. Therefore, it may be possible to have legal proceedings brought against you from outside of Canada. A global policy will cover these activities.
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Intellectual property
Don’t run the risk of having your concept stolen. This coverage also protects you against potential lawsuits in which a competitor claims that you have stolen their idea or project.
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Professional liability
Known by two names, Professional Liability and Errors and Omissions, this protection covers you when an error occurs in the performance of a task in the course of your work.
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Cybersecurity
Cybersecurity protection protects you from the consequences of theft, hacking, or data loss. This protection may cover information theft, such as payroll fraud or attempted fraud. Cybersecurity protection is now important in all lines of business.
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Commercial vehicle
Commercial vehicle insurance is determined by how you use your vehicle(s). Our protections are suitable for all types of commercial vehicles, ranging from a fleet of trucks or cars to a single vehicle used for your company or for your personal use.
Think about it!
Our independent brokers are insurance experts. But that’s not all!
Our team of independent insurance brokers doesn’t copy and paste coverage from one industry to another. AMR has experts for each line of business that we insure and is committed to providing coverage tailored to your activities.
you change insurers, it is essential to confirm your retroactive date so your company is properly covered. Why ? Adding a retroactive date allows your insurer to cover actions prior to the policy issuance date. For more information, contact our brokers!
Errors and omissions insurance is known as both “professional liability” and “errors and omissions.” This is the most important protection in the technology field because it covers you in the event of an error made in the course of your work. Therefore, in the information technology field, insurers will strongly suggest that you also cover cybersecurity with professional liability, given the nature of your work.
Cybersecurity protection is essential in the field of information technology. Ensure that this protection is included in your insurance policy.
In general, it is a part of your errors and omissions insurance because your activities are closely linked with the use of technology.
Other option
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New value/replacement value
This coverage allows you to replace your property that has been damaged without deduction for depreciation. The premium will be determined based on the new value. It is important to be aware of the exclusions mentioned in the contract.
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Earthquake
With this coverage, you will be protected in the event of an earthquake that damages your commercial building and its contents. This protection is becoming increasingly valuable in the face of climate change.
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Water damage
With this coverage, you will be protected in the event of water damage to your commercial building and its contents. It is important to be aware of the exclusions mentioned in the contract.
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Flood
With this coverage, you will be protected in the event of water flooding that damages your commercial building and its contents. It is important to be aware of the exclusions mentioned in the contract.
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Sewer backup
The name says it all! This protection covers you against sewer backup in your commercial building. The contents will be protected and you will be compensated for decontamination, building repairs and content replacement. It is important to be aware of the exclusions listed in the policy and to have high enough amounts to cover this type of expense.
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Equipment breakdown
With this type of insurance, your company will be protected against losses caused by equipment breakdown (heating, air conditioning, refrigeration, production or transformation machinery, electronic or electrical devices). It is important to be aware of the exclusions mentioned in the contract.
Tips and advices
Why choose us?
When you choose AMR Assurances Multi-Risques, you’re opting for a team of insurance experts. More than just brokers, we are advisors who have your best interests at heart.
Our primary mission is to represent you with various insurers and to offer you a product that meets your needs. And because life moves fast, we negotiate to get you the best insurance contract at the best quality-price ratio to guarantee you peace of mind.
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