Co-Owner
Whether you are a co-owner of a divided or an undivided condominium, AMR insures your personal property, the improvements made to your condo and your private area, i.e. the walls, floor and ceiling of your unit.
Being a co-owner often generates a lot of questions since you are required to cooperate with other co-owners. When questions arise, AMR is here to answer them. Our independent brokers will put your worries to rest and guide you toward additional protection that will cover every risk, even those your neighbours might take!
Types of coverage and options
Multiple coverages tailored to your situation.
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All risk coverage (extended coverage)
The name says it all! risk (extended) coverage includes everything except the exclusions listed in your contract. With this plan, third party liability coverage follows you step by step and protects you in case of accidental damage to other people or their property. As independent brokers, we make sure you get the most coverage at the best value. f you want to select the risks for which you would like to insure your home, the designated risk plan is more appropriate.
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Designated risk plan
This type of coverage allows you to select the risks you want to be protected against. This means you will only be insured for the risks listed in your insurance contract. Usually, the most common risks are covered: fire, theft, vandalism, windstorm damage, hail, smoke, etc. With this plan, third party liability coverage follows you step by step and protects you in case of accidental damage to other people or their property.
**Only risks listed in the contract
Other option
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Storage insurance
This additional coverage ensures that you won’t get stuck with stored goods that are no longer insured after a certain period of time This way, you can be sure that you won’t have any unpleasant surprises during a move, for example.
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Umbrella insurance
This is extra insurance that you can add to your liability insurance, both for your home and car insurance. Umbrella insurance is used to cover any possible “gaps” in your liability insurance policy. This additional coverage is highly recommended for people who travel a lot. It extends the liability limit and protects financial assets no matter where you are in the world.
Answers to your questions
Tips and advices
Why choose us?
When you choose AMR Assurances Multi-Risques, you’re opting for a team of insurance experts. More than just brokers, we are advisors who have your best interests at heart.
Our primary mission is to represent you with various insurers and to offer you a product that meets your needs. And because life moves fast, we negotiate to get you the best insurance contract at the best quality-price ratio to guarantee you peace of mind.
Don’t wait any longer!
We’re passionate about insurance
We compare the best protections
We speak your language
Water, fire, smoke or vandalism damage?
don’t panic!
We’re here to help
often occur when you least expect them. AMR Assurances Multi-Risques guides you step by step to help relieve all your worries.