It is human to make mistakes, but some mistakes have much more serious consequences than others. This is the case with impaired driving.
Whether due to alcohol or drugs, driving while impaired can result in a license suspension or even complete revocation.
Often, when we have a drink with friends and decide to drive home, we don’t realize the extent of the possible consequences.
Cet article explore les répercussions juridiques et financières de l’alcool au volant, ainsi que son impact sur votre assurance automobile.
The legal consequences of an impaired driving arrest
Impaired driving is a criminal offense under the Criminal Code. Once you are arrested, several penalties apply. After a criminal conviction, other costs come into play.
The legal blood alcohol limit for driving
First and foremost, we strongly encourage you to always listen to your body. Although there are legal limits for drinking and driving, use your judgment and aim for moderation at all times.
You may be arrested if your blood alcohol content is equal to or greater than 80 mg of alcohol per 100 ml of blood (0.08). It is also very important to understand that your ability to drive is also taken into account. Even if your blood alcohol content is below the limit, you may still be considered impaired.
Avoid using drugs and driving
This advice may seem obvious, but keep in mind that even prescription drugs can impair your faculties.
With regard to cannabis, the Criminal Code has established laws that we summarize below. If you are interested in learning more, you can consult the Government of Canada’s summary article on Laws Related to Drug Impaired Driving.
If your THC level exceeds 2 nanograms per milliliter of blood, you are committing a punishable offense. If this level exceeds 5 nanograms per milliliter of blood, the consequences are even more serious.
It is crucial to note that this law applies to any motor vehicle, whether it is a car, motorcycle, recreational vehicle, or even a boat.
Nous vous invitons à consulter notre article sur le cannabis et l’assurance automobile.
The monetary consequences of drunk driving
A license suspension can have significant financial repercussions. In addition to the mandatory minimum fine of $1,000 for impaired driving, other costs may apply.
If the police officer deems it necessary to immediately revoke your license, your car may be towed on the spot. This will result in towing fees of at least $80 and daily impound fees that add up quickly.
Without a vehicle, you will have to rely on public transportation, taxis, or the help of friends and family to get around, which can quickly become expensive. If your case has to be defended in court, legal fees can also add up quickly.
In total, CAA-Quebec estimates the total cost of impaired driving to be approximately $6,000.
Drinking and driving: the impact on your car insurance
Être reconnu coupable de conduite sous l’influence de l’alcool ou des drogues entraîne souvent l’annulation de votre contrat d’assurance automobile pour « aggravation de risques ».
Trouver un nouvel assureur après une résiliation peut devenir une tâche ardue et coûteuse.
Vous devrez probablement vous tourner vers un assureur spécialisé dans les dossiers dits « sous-standards » ou « hors-normes », ce qui se traduit généralement par des primes plus élevées et des protections limitées.
Contact your independent insurance broker
To make finding insurance easier, consider us. With an independent insurance broker, you can count on the expertise of someone who is committed to finding the best option for you.
We work with you to make your life easier. We always seek and find the option that best suits your situation.